Sr. Accountant

Coastal Community Bank

About The Position

We are seeking a well-rounded and motivated Accountant III (Senior Accountant) to join our Finance team. As a Senior Accountant, you will play a critical role in ensuring the accuracy, compliance, and integrity of financial transactions. You will handle a variety of key accounting and financial reporting processes, maintain financial data, and ensure internal controls are followed to maintain the integrity of the company’s financial records. Your expertise in GAAP, SEC regulations, and accounting will support Coastal’s financial stability and strategic growth.

Requirements

Ability to navigate accounting challenges and learn new accounting pronouncements and understand new banking products.
Exceptional analytical and problem-solving skills with a commitment to accuracy and financial integrity.
Excellent verbal and written communication skills.
Ability to meet tight timelines.
Ability to work independently and as part of a team.
Ability to manage project assignments through to completion.
Bachelor's Degree in Accounting, Business Administration, Finance, or a related field.
3+ years of relevant experience in financial reconciliation, general ledger accounting or regulatory reporting.
Strong understanding of GAAP compliance, SEC reporting, and banking regulations.
Advanced proficiency in Microsoft Excel (formulas, pivot tables).

Nice To Haves

Expertise in digital payments accounting and financial reconciliation highly preferred.
Proficiency in financial data analysis tools such as Workiva is a plus.
Experience in banking, financial services, or fintech preferred.

Responsibilities

Perform complex reconciliations of cash and general ledger accounts.
Partner with teams across the organization (Bank Operations, Finance, HR, Payroll) to investigate and resolve accounting discrepancies.
Prepare supporting schedules for internal and external reporting.
Develop and record accurate general ledger entries, maintaining financial integrity.
Prepare or review financial schedules for audits, financial reporting, regulatory reporting and management.
Prepare GL accruals, building worksheets to analyze more complex balance sheet accounts.
Perform monthly and quarterly variance and yield analysis, verifying transactions are reported in proper accounting periods and ledger classifications.
Monitor and report on the progress of software development projects, ensuring accurate cost allocation.
Assist with implementation and maintenance of reporting systems.
Assist with corporate estimated tax accruals and payments.
Assist with sales and use tax accruals and accounting.
Assist with complex accounting including lease liabilities and ROUA, corporate tax supports, expense/revenue allocations, and other duties as needed.
Utilize Workiva and advanced Microsoft Excel skills to enhance and automate financial processes.
As needed, represent Accounting on Bank projects at meetings and through project completion.
Read, interpret, and apply GAAP, SEC, and regulatory guidance to ensure full compliance.
Maintain and update written accounting plans, desktop procedures, and documentation for assigned functions, and cross-train on other team duties.
Assist in ensuring department is performing in accordance with internal policies/procedures and regulatory compliance rules and regulations.