Sponsor Finance & Direct Lending Analyst

MUFG•New York, NY

1d•Hybrid

About The Position

Primary support for evaluating and underwriting Direct Loans and other credit exposures to Private Equity owned non-investment grade borrowers ranging in size from middle market to large corporate within the Sponsor Finance & Direct Lending business unit. Analysts will also provide support for the Originations (Financial Sponsor coverage), Syndications, Monitoring and Sponsor portfolio company Relationship Management functions by assignment within the business unit. Analyst will be a corporate finance professional, supporting Sponsor Finance & Direct Lending including non-investment grade transaction origination and credit analysis efforts. Critical functions include assessing risk factors associated with each credit and determining the appropriate risk ratings based on established policies and guidelines. Responsibilities will include active credit management and monitoring for potential upgrades, downgrades or general credit deterioration with the goal of maximizing the bank’s net income while minimizing credit costs.

Requirements

Bachelor’s degree, CFA candidacy is a plus.
Work experience in financial institutions or equivalent credit risk related function analyzing corporate customers
Knowledge of accounting and corporate finance
Strong written, verbal, and interpersonal skills
Strong financial modeling skills
Good computer skills in Microsoft Word, Power Point, and Excel.
Able to work independently and under pressure.

Responsibilities

Support the credit analysis and management of the Sponsor/Direct Lending business unit
Perform due diligence on new transactions as well as regularly scheduled evaluation of the existing loan portfolio
Provide support for evaluating, structuring and negotiating terms and credit agreements with Sponsor clients
Support the preparation of detailed credit analyses and required credit applications in accordance with internal policies and regulatory guidance, including the evaluation of company-specific, industry, and regulatory risks; and company historical operating performance, projected operating performance and capital structure. Modeling skills required for both the credit application process and quarterly review presentations.
Provide support for coverage team’s idea generation and pitch books for Sponsor clients and potential clients and attend client meetings as required
Provide support for the syndication strategy, including lender presentations and liaison with participant lenders, including banks and private credit firms
Responsible for the coordination and communication of account information across various constituencies throughout the organization.
Generalist coverage responsibilities including the need to understand current relevant industry conditions in assigned portfolio utilizing internal and external sources.
Oversight of facility closing procedures including both operations and documentation.
Work within deal team environment (with GRM, Corporate Advisory, Capital Markets, and Syndications) supporting the development and analysis of financing structures/strategies, including leveraged capital markets and other product areas.
Support credit analysis for structured credit transactions (derivatives transactions, margin lending, receivable securitizations, supply chain finance).
Understand and maintain knowledge of industries represented in portfolio, including technical aspects and regulatory issues.
Participate in client and bank meetings as necessary.
Support the communication with the credit approval division including final hold level strategies to ensure alignment of risk strategy and policy.
Evaluate and establish appropriate ratings for transactions and correlate appropriate exposure level with regard to exposure on both a transaction and group level.
Ensure compliance with policy and regulatory requirements.