Specialist, Credit Risk

BNY Mellon • Pittsburgh, PA

1d • Onsite

About The Position

The Specialist, Credit Risk will join the Credit Risk team in Pittsburgh. This role involves conducting independent administrative and compliance reviews of underwriting submissions from 1LOD and 2LOD teams, acting as a four-eyes control function to ensure adherence to risk policies, regulatory obligations, and Internal Audit and SOX requirements. The specialist will also coordinate the entire lifecycle of Credit Risk policies, Standard Operating Procedures (SOP), and guidelines, working with Subject Matter Experts (SME) to identify gaps and facilitate timely updates. Key responsibilities include supporting User Acceptance Testing (UAT) for the new credit approval and rating application, which encompasses test planning, execution tracking, results analysis, defect triage, and readiness reporting. Furthermore, the role requires partnering with SMEs and cross-functional teams to enhance compliance and governance, contribute to Credit Risk initiatives and enterprise projects, and mitigate operational risk through improved documentation and controls.

Requirements

• Bachelor’s degree in business, accounting or similar degree field is required.
• 1-3 years total work experience is required.
• Strong data analysis and data presentation skills
• Excellent and demonstrable communication, written, and presentation skills are required.

Nice To Haves

• Credit risk experience is preferred.

Responsibilities

• Conduct independent administrative and compliance reviews of underwriting submissions prepared by 1LOD and 2LOD teams. Serving as a four‑eyes control function, validating adherence to risk policies, regulatory obligations, and Internal Audit and SOX requirements.
• Coordinate the end-to-end lifecycle of Credit Risk policies, Standard Operating Procedures (SOP), and guidelines to ensure documentation is accurate, current, and fit for use; partner with Subject Matter Experts (SME) to identify gaps and coordinate timely updates.
• Support User Acceptance Testing (UAT) for the replacement credit approval and rating application, including test planning, execution tracking, results analysis, defect triage, and readiness reporting.
• Partner with SMEs and cross-functional teams to strengthen compliance and governance, contribute to Credit Risk initiatives and enterprise projects, and reduce operational risk through improved documentation and controls.

What This Job Offers

• Career Level: Entry Level
• Number of Employees: 5,001-10,000 employees