Senior Software Engineer, Bank

SoFi•Seattle, WA

About The Position

We are looking for a Software Engineer to join our SoFi Money team. As a member of the SoFi Money team, you will help build new systems, maintain the health of our systems, and continually grow your skill set. The ideal candidate is both forward-thinking and hands-on, has a solid sense of ownership and drive for delivery, and is a strong team player. At SoFi, we pride ourselves on the collaboration between Product, Design, and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying, and continual improvement and evolution.

Requirements

1+ years of software engineering experience building backend systems.
Experience with JVM-based languages (Java or Kotlin) and frameworks like Spring Boot.
Basic understanding of distributed systems concepts (e.g., APIs, databases, service communication).
Experience building or consuming APIs.
Strong problem-solving skills and attention to detail.
Good communication skills and willingness to learn from others.
Bachelor’s degree in Computer Science, Software Engineering, or related field (or equivalent experience).

Nice To Haves

Familiarity with cloud platforms (AWS/GCP) and containerized environments (e.g., Kubernetes) is a plus.
Exposure to financial systems, payments, or fintech products.
Familiarity with event-driven systems or messaging platforms (e.g., Kafka).
Experience working with workflow or orchestration tools.
Understanding of reliability concepts like retries, idempotency, and fault tolerance.
Interest in building scalable, high-availability systems.

Responsibilities

Build and maintain backend services that support client onboarding, account setup, and payment configuration workflows.
Develop APIs used by internal teams and external clients, following established design standards and best practices.
Write clean, maintainable, and well-tested code in a JVM-based stack (Kotlin/Java, Spring Boot).
Follow established patterns for reliability, scalability, and fault tolerance.
Participate in code reviews and incorporate feedback to improve code quality.
Debug and troubleshoot issues in development and production environments with guidance from senior engineers.