Software Engineer, Trust & Safety

Chime Financial•Chicago, IL

17h•Hybrid

About The Position

Chime Engineering is growing rapidly as we scale to meet the financial needs of our members. We're looking for driven engineers with strong leadership skills to help evolve our risk architecture, enabling deeper insights and stronger protections for our members. As a Backend Engineer, you'll provide technical leadership to the team, helping drive the modernization of one of our Chime Platforms within Trust & Safety. Your work will ensure a secure, seamless, and frictionless experience for our members. You’ll lead key projects end-to-end by setting technical direction, shaping system architecture, mentoring engineers, implementing APIs, collaborating with data engineers and analysts, and ensuring the reliability and performance of the platform—while also contributing to other team initiatives as needed. In this role, you can expect to Design, develop, test, refactor and scale backend implementations of new and existing consumer product features Work with the mobile team to design and build strong, resilient APIs that propel our mobile app Collaborate with multi-functional teams to understand member struggles and come up with creative solutions Proactively find opportunities for improving the reliability and scalability of our systems Work across the engineering team to improve and uphold high technical standards Engineers are required to participate in on-call rotation. Being on call may include responding to incidents outside of regular working hours when necessary.

Requirements

3+ years developing software in a production environment at scale
Experience with Ruby on Rails or comparable frameworks
Experience working with transactional databases and caching systems
Exposure to architectural patterns of large, high-scale web applications
An appreciation of maintainable and well-tested code
A desire to learn and dive into the deepest levels of how things work

Nice To Haves

Start-up experience as an added plus

Responsibilities

Design, develop, test, refactor and scale backend implementations of new and existing consumer product features
Work with the mobile team to design and build strong, resilient APIs that propel our mobile app
Collaborate with multi-functional teams to understand member struggles and come up with creative solutions
Proactively find opportunities for improving the reliability and scalability of our systems
Work across the engineering team to improve and uphold high technical standards
Participate in on-call rotation, which may include responding to incidents outside of regular working hours when necessary.