Software Engineer, Risk: Identity, Suspensions, & Closures

Chime Financial, Inc•Chicago, IL

2d•$133,000 - $184,000•Hybrid

About The Position

Chime Engineering is growing rapidly as we scale to meet the financial needs of our members. We’re looking for driven engineers to help evolve our risk platform and architecture, enabling deeper insights into and stronger protections for our members. As part of our Trust and Safety Engineering team, you’ll partner with cross-functional teams like Data, Risk Operations, and Compliance to design and build core systems. You’ll work across the stack—from evolving our API architecture to building microservices that power key domains—to deliver a secure, seamless, and frictionless experience for our members.

Requirements

3+ years building production software at scale
Based in the Chicago area, or willing to relocate
Experience with Ruby on Rails or comparable frameworks
Experience with transactional databases and caching systems
Exposure to architectural patterns of large, high-scale web applications
A commitment to maintainable, well-tested code
Curiosity and a drive to understand how things work at the deepest level
Clear communication and effective collaboration across teams
Low ego, high empathy, and strong stakeholder partnerships
Energized by Chime's mission and our members, and eager to take on complex, ambiguous problems

Responsibilities

Write clean, efficient, well-tested backend code, and jump in on the occasional frontend or mobile feature.
Set up monitoring and dashboards so we catch issues before members do.
Team up across Engineering to solve complex, multi-domain problems.
Partner with Risk, Compliance, Data, Analytics, and Product to ship features that strengthen protection and improve the member experience.
Balance independence with collaboration to deliver high-quality work on tight timelines.
Work out of our office in downtown Chicago.

Benefits

Competitive salary based on experience
Bonus
Competitive equity package
401k match
Medical, dental, vision, life, and disability benefits
Generous vacation policy
Company-wide Chime Days
Company-wide paid days off
1% of your time off to support local community organizations of your choice
Annual wellness stipend
Up to 24 weeks of paid parental leave for birthing parents
12 weeks of paid parental leave for non-birthing parents
Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
In-office perks including backup child, elder, and/or pet care
Subsidized commuter benefit
In-person and virtual events to connect with your fellow Chimers
Snack boxes