Software Engineer - Recent Grad

Kikoff • San Francisco, CA

2d

About The Position

Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. With record revenue growth in 2025 and a unicorn valuation, we've built a suite of products that help millions of people build credit, access liquidity, and save money. This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact. Calling all new grad and junior software engineers who are looking for fast personal and career growth in consumer fintech. Skip the bureaucracy of a big company and work with a seasoned startup product and engineering team. We balance best practices from our experience in post-IPO companies with the familiar intuition that comes from pre-IPO zero-to-one work. Our mission is to create fair, effective, and simple financial pathways to help 100M Americans reach their financial goals. Investors include Lightspeed, Coatue and GGV. Founders are serial entrepreneurs who co-founded and served as C-suite executives at 3 FinTech unicorns.

Requirements

• B.A. / B.S. / M.S. or strong self-taught fundamentals in computer science
• Expertise in Rails, cloud infrastructure, ReactJS, or Flutter
• 2+ years of industry experience or equivalent
• Passion for early stage products and startups
• Desire to form strong professional bonds with coworkers
• Strong internships and general open-source experience are necessary

Nice To Haves

• Familiarity with our particular stack is preferred

Responsibilities

• Build something meaningful
• Help millions of people move forward financially
• Work with a seasoned startup product and engineering team
• Balance best practices from post-IPO companies with zero-to-one work

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level