Software Engineer II, Onboarding - Ripple
About The Position
At Ripple, the Customer Onboarding Platform is where every customer’s journey begins, and it’s about to get a full-scale rebuild. We recently became a horizontal platform team serving all Ripple products. Our next chapter involves unwinding years of Salesforce-bound logic into modern, engineering-owned backend services, integrating best-in-class vendors like Persona for KYC/KYB, and building the surrounding orchestration, data flows, and service layer. This role is an opportunity for a Senior engineer who thrives on modernizing fragile systems, building robust services around vendor integrations, and driving architecture at company-wide scale. Onboarding is where customers form their first impression of Ripple, and where trust is earned. As the technical anchor for a small, high-impact team, you will build for impact, start from zero, tackle the hard stuff, shape Ripple’s architecture, and scale the right way. This isn’t just about writing code, it’s about designing how Ripple’s onboarding platform will work for years to come.
Requirements
- Deep full stack engineering experience in modern, cloud-native, distributed systems.
- Proven track record designing and delivering large-scale systems in complex environments.
- Strong API design and integration skills (REST and/or gRPC).
- Exposure to frontend frameworks (React, Vue, etc.) for full-stack capability.
- Experience with cloud platforms (AWS preferred) and container orchestration (Kubernetes, ECS).
- Comfort navigating and reducing technical debt while delivering business value.
- Leadership skills: can set technical direction, mentor others, and influence cross-team decisions.
Nice To Haves
- Experience with our current stack: Java + Spring Boot.
- We welcome candidates from other backend stacks (Go, Kotlin, C#, Python, Rust, etc.) who can quickly learn JVM technologies.
- Event-driven architecture (Kafka, SNS/SQS, etc.).
- Domain knowledge in fintech, regtech, KYC/KYB, identity verification, or compliance-heavy systems.
Responsibilities
- Lead the design and development of distributed, cloud-native backend services that power onboarding across Ripple’s product suite.
- Partner with Product, Compliance, and other engineering teams to design scalable orchestration and data pipelines.
- Migrate core onboarding logic out of Salesforce into resilient, observable services and a dedicated persistence layer.
- Build platform capabilities that enable faster onboarding with fewer customer touchpoints, while preserving trust and compliance.
- Contribute to foundational data modeling work that will feed into Ripple’s future identity platform (while ownership of Identity will move to a dedicated team).
- Champion engineering excellence in code quality, testing, and operational practices.
- Mentor engineers and help grow a lean, high-impact team.
Benefits
- Competitive salary, bonuses, and equity
- Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
- Employee giving match
- Mobile phone stipend
- R&R days so you can rest and recharge
- Generous wellness reimbursement and weekly onsite & virtual programming
- Generous vacation policy - work with your manager to take time off when you need it
- Industry-leading parental leave policies.
- Family planning benefits.
- Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events
- Professional development budget to support other modes of learning.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
No Education Listed
