Software Engineer II, Backend

Dave

4d • Remote

About The Position

Dave vs. Goliath. We’re Dave.
Dave is a financial app on a mission to build products that level the financial playing field. It is redefining the financial landscape by leveraging technology to create an affordable, transparent, and user-centric access to liquidity for millions of Americans. As a leading innovator in the U.S. financial services sector, Dave’s digital financial platform offers products designed to meet the credit needs of those underserved by traditional financial institutions. Dave’s offerings include its flagship ExtraCash product, providing members up to $500 in short-term advances within minutes. The company is on track to launch several new product offerings in 2026, including a Buy Now Pay Later (BNPL) option.
Dave is focused on serving Americans who are financially vulnerable or living paycheck to paycheck. Dave is leading the charge in creating a new era of credit products that prioritizes speed, affordability, and accessibility, making it the go-to financial partner for those who need it most.

The Opportunity
We’re hiring a Backend Software Engineer to join our Risk team. This group builds the real-time signals and safeguards that protect our members and financial ecosystem.
The team develops the systems that validate member identity and power risk decisioning across Dave’s products. Your work will help ensure the right balance between protecting the platform and creating a seamless member experience.
You’ll collaborate closely with engineers, product managers, and platform teams to design services that support millions of members and integrate across multiple product surfaces.

Requirements

• Bachelor’s or Master’s degree in Computer Science or a related field, or equivalent practical experience
• 2+ years of professional software development experience
• Experience building backend services using TypeScript, Node.js, or similar modern programming languages
• Strong analytical and problem-solving skills with the ability to design reliable and maintainable systems
• Experience collaborating with engineers and product partners to deliver production-ready solutions
• Familiarity with distributed systems and operating backend services in production environments

Nice To Haves

• Experience working with risk, fraud, or financial systems
• Familiarity with cloud infrastructure such as GCP and containerized environments (Docker, Kubernetes)
• Experience designing observable systems with monitoring and logging
• Experience operating high-scale systems or business-critical services

Responsibilities

• Design, build, and maintain backend services that support risk signals, identity validation, and integrations across Dave’s product ecosystem.
• Develop backend services using TypeScript and Node.js that power critical platform capabilities.
• Write reliable, maintainable code and ship improvements incrementally through thoughtful pull requests and code reviews.
• Improve system reliability by building strong automated tests and identifying potential failure points before they affect members.
• Monitor and improve system performance while helping maintain production systems that operate at scale.
• Partner with product managers and engineers to understand user journeys and translate them into durable backend solutions.

Benefits

• Opportunity to tackle tough challenges, learn and grow from fellow top talent, and help millions of people reach their personal financial goals
• Flexible hours and virtual first work culture with a home office stipend
• Premium Medical, Dental, and Vision Insurance plans
• Generous paid parental and caregiver leave
• 401(k) savings plan with matching contributions
• Financial advisor and financial wellness support
• Flexible PTO and generous company holidays, including Juneteenth and Winter Break
• All-company in-person events once or twice a year and virtual events throughout to connect with your team members and leadership team

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level