Software Engineer, Full-Stack (Hybrid / Baltimore. MD)

CreditXpertBaltimore, MD
Hybrid

About The Position

Build the Infrastructure That helps Move the Mortgage Industry Forward. What if your code helped millions of Americans qualify for a home? At CreditXpert, that's not a marketing line, it's what we ship. For over 20 years, we've been quietly powering one of the most consequential decisions in a person's financial life: homeownership. And right now, we're in the middle of something big. We're expanding our API-first platform at the intersection of FinTech, advanced analytics, and AI and we need a sharp, motivated full-stack engineer to help us get there. You won't get lost in a sprawling org chart or buried in meetings. You'll be part of a small team of top performers who own their work end-to-end, ship things that matter, and push each other to grow. Here's what makes this role different: Design and ship production-grade REST APIs at the core of our platform strategy. Contribute to open-source MCP servers and CLI tooling with real external reach. Work in a purposeful, well-supported stack: C# .NET Core + React + AWS. Bring your curiosity about AI/LLM and agentic frameworks to a team actively building in that space (we use Claude Code daily). Do it all in service of a mission that genuinely improves people's financial lives. If you're a builder ready to grow fast, contribute meaningfully, and do work worth pointing to... keep reading. The Mid-Level Software Engineer (Full-Stack) will play a key role in building and evolving CreditXpert's product ecosystem. Operating with a high degree of autonomy within a supportive mentor/mentee relationship with their Technical Lead, this engineer will be instrumental in designing and delivering robust REST APIs, contributing to agentic tooling, and advancing workflow capabilities and user experience for CreditXpert's customers. At CreditXpert, you will be part of a small team of top performers who are passionate about our core values and excited about our mission. Job Mission: To build innovative, scalable, and reliable applications that enable mortgage lenders to leverage advanced analytics for risk management and decision support, helping make homeownership more accessible and affordable through cutting-edge FinTech solutions.

Requirements

  • 3–5 years of experience as a software engineer
  • Experience with C# .NET Core development (OOP languages such as Java considered)
  • Experience developing and deploying REST APIs
  • Experience with React and front-end UI development
  • Experience with SQL and relational databases
  • Experience writing Unit Tests
  • Familiarity with AWS products and tools (troubleshooting and navigation)
  • Experience with Git-based version control (Bitbucket, GitHub, or similar) in a collaborative team environment
  • Conceptual understanding of CI/CD pipelines and the ability to troubleshoot pipeline issues
  • Experience working in an Agile development environment
  • Bachelor's degree in a technical field (Engineering, Computer Science, or equivalent)
  • A genuine commitment to CreditXpert's mission: to make homeownership more affordable and attainable for all

Nice To Haves

  • Experience building or working with Model Context Protocol (MCP) servers — strong plus
  • Experience with Entity Framework or similar ORM frameworks — strong plus
  • Experience with AI/LLM integration — either building AI-powered software or delivering AI-enabled product features — strongly encouraged
  • Experience developing CLI tooling (framework agnostic)
  • Familiarity with AWS Lambda and AWS API Gateway
  • Experience with OpenSearch or Elasticsearch
  • Experience with DataDog or similar observability platforms
  • Familiarity with SSO, SAML, and/or OAuth authentication protocols
  • Experience with C++
  • Experience coding in a secure environment
  • Experience with XML/JSON
  • Experience with Atlassian tools (Jira, Confluence)
  • Experience in a start-up environment

Responsibilities

  • Design, build, and maintain production-grade REST APIs that serve as the foundation of CreditXpert's API-first strategy.
  • Contribute to the development and release of Model Context Protocol (MCP) servers and CLI tooling designed to help customers rapidly integrate and adopt CreditXpert's API.
  • Develop and maintain full-stack features using C# .NET Core on the backend and React on the front end, ensuring high quality across approximately 75% backend/API and 25% front-end work.
  • Maintain and enhance legacy software systems while contributing to new feature development, ensuring sustained performance and alignment with business needs.
  • Work closely within the Engineering/Product organization in an agile environment, collaborating with product managers, senior engineers, and the Technical Lead to deliver high-quality solutions.
  • Write and execute unit tests to ensure code stability, reliability, and performance.
  • Stay current with emerging technologies — including AI/LLM tooling, agentic frameworks, and cloud-native development practices — and bring forward innovative approaches to product and tooling challenges.

Benefits

  • 100% company-paid healthcare (medical, dental, vision) for most plans
  • Flexible PTO
  • Company 401(k) contribution
  • HSA and FSA options
  • ST/LT disability and life insurance
  • Professional development and tuition assistance
  • Catered lunches (M-TH)
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