Software Developer 2

YIELD SOLUTIONS GROUP LLC • Centennial, CO

1d • $108,000 - $137,000 • Onsite

About The Position

RefiJet processes a high volume of auto refinance applications every month across a network of 30+ lending partners. The software running that operation spans borrower-facing applications, lender integrations, and internal tools used by our operations teams. The quality, reliability, and usability of that software directly affects real financial outcomes for real people.

Software Developer 2 is the level where you stop needing the work handed to you fully defined. You already know how to ship. This role is about widening what you can be trusted with: features that touch more than one system, requirements that arrive incomplete, and problems where the right answer is not obvious from the ticket. You will work across frontend applications, backend services, APIs, lender integrations, and internal operations tools.

This level carries in both directions. You are still learning, and you still have people invested in your development: structured code review, a manager whose job includes your growth, and senior engineers who will make you better when you use them. You are also now someone other people learn from. You will mentor Software Developer 1 engineers, review their code with care rather than speed, and answer the questions that are still hard when you are new to a codebase. Carrying someone else is part of the job at this level, not an extra.

We are deliberately stack and platform agnostic. We care that you can think clearly, learn a codebase quickly, and write code other engineers can build on. We do not care which language or framework you learned first. The specific technologies you will work in are covered in the interview process, and they will change over the course of your career here. The fundamentals will not.

Location and schedule. Plan on five days per week on site in Centennial, Colorado. We say that plainly instead of calling the role hybrid, because the mentoring and cross-team work this level depends on happens faster in person and because we would rather be clear now than surprise you at offer stage. One or two remote days per week may become available once you are established and performing well. You earn it, the Director of Software Development decides it, and no date is attached to it.

Requirements

• Professional experience building and maintaining production web applications across both frontend and backend, with a track record of features you delivered end to end
• Working proficiency in a modern backend language and a modern frontend framework, with enough depth to debug problems in both
• Practical experience with REST APIs or service-to-service integration, including handling failures rather than only the happy path
• Practical experience with relational databases, including writing queries you can reason about and schema changes you can defend
• Experience writing automated tests and using them to ship with confidence
• Experience debugging issues in a running production system
• Comfortable working from written specifications, and able to identify when a specification is wrong or incomplete
• Version control fluency with Git and collaborative development workflows
• Clear written and verbal communication, including the ability to explain a technical tradeoff to someone who is not an engineer
• Demonstrated ability to give and receive feedback constructively
• Legally authorized to work in the United States, and able to work on site in Centennial, CO five days per week

Nice To Haves

• Experience owning a feature area or service that other engineers depended on
• Experience mentoring or onboarding a more junior engineer
• Experience integrating with third-party or partner APIs where you did not control the other side
• Experience with containerized or cloud-hosted environments and the deployment pipeline that reaches them
• Experience with observability tooling, including tracing a real incident through logs and metrics
• Experience using AI-assisted development tools with good judgment about when to trust them
• Interest in fintech, lending platforms, or transaction-heavy software products
• Experience with auto lending, auto refinancing, or consumer credit products.
• Familiarity with loan origination systems (LOS), credit decisioning, or lending infrastructure.
• Experience working with external partners or B2B clients in a product-led organization.

Responsibilities

• Own the features and components assigned to you end to end, including design decisions within an agreed approach, testing, release, and support after release
• Mentor Software Developer 1 engineers through pairing, code review, and onboarding, and treat their questions as part of your workload rather than an interruption
• Review code as a contributor of useful feedback, not a rubber stamp. Catch the design problem, not only the style problem.
• Push back on work that does not hold together, and propose the alternative rather than only naming the objection
• Estimate your own work with enough accuracy that others can plan around it, and communicate a slipping estimate before the date, not after
• Improve how the team works by strengthening documentation, tightening standards, and reducing recurring toil
• Represent engineering credibly in conversations with product, operations, and other internal partners, including explaining technical constraints in terms a non-engineer can act on
• Deliver features across frontend applications, backend services, APIs, and internal tools, including work that spans more than one service or team boundary
• Take a requirement that is incomplete or ambiguous, ask the questions that make it concrete, and turn it into a workable plan before writing code
• Author specifications for your own work and review specifications written by others, under our spec-driven development practice in which a feature is specified in writing and agreed before it is built
• Design and build API integrations, including work with external lending partner systems, with attention to error handling, retries, idempotency, and failure modes
• Model and query data correctly, and understand the performance and integrity consequences of the schema and queries you write
• Write and maintain automated tests that give the team real confidence, and recognize when a test is protecting behavior rather than only raising coverage
• Debug production issues methodically, identify the actual cause, verify the fix, and record what you learned so the next person does not repeat it
• Participate in release, deployment, monitoring, and production support for the systems you build
• Use AI-assisted development tools as part of normal daily work, and remain fully accountable for every line you ship, whether you or a tool wrote it first
• Work directly with product stakeholders and operations partners to shape features that solve real business problems, not only to receive requirements from them
• Coordinate with other engineers on work that crosses service or team boundaries, including agreeing on interfaces before both sides build
• Support QA, testing, release, and post-release validation so features work as intended before they reach users
• Follow and help enforce internal standards for source control, code quality, documentation, deployment, and team communication
• Handle borrower and lender data responsibly and follow all internal security, privacy, and data handling requirements. We operate in a regulated industry. Careful data handling is a condition of the role, not a preference.
• Never move production data into a non-production environment, share credentials, or work around a security control to save time. If a control is blocking legitimate work, escalate it and help fix the control.
• Contribute to a collaborative engineering culture by being dependable, communicative, and open to feedback

Benefits

• Comprehensive benefits including health, dental, vision, life insurance, 401(k), PTO, career development opportunities, and the chance to join Denver's Best Place to Work (2024 & 2025) with a dynamic culture focused on internal promotion and employee growth.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed