Small Commercial New Business Underwriter

Merchants Insurance Group • Bedford, NH

11h • Hybrid

About The Position

Merchants Insurance Group, a leading Property and Casualty Insurer in the Northeast, is seeking a Small Commercial New Business Underwriter for its Commercial Lines Underwriting team in Bedford, New Hampshire. This role involves collaborating with agency partners to deliver professional service, achieve optimal outcomes for policyholders, and drive profitable growth. The company is recognized for its strong financial rating (A- Excellent by A.M. Best) and numerous accolades, including being a Best Place to Work and a top-performing property-casualty insurance company. Merchants offers a Hybrid work schedule, requiring two full days per week in the office with the flexibility to work remotely or in the office for the remaining days, promoting a flexible work schedule while maintaining team connection.

Requirements

• College degree or equivalent work experience.
• 1-3 years in the insurance business as a property casualty commercial lines underwriter with individual risk underwriting responsibilities.
• Strong background in underwriting commercial lines accounts and building agency relationships.
• Microsoft Office knowledge as well as the ability to work with internal company systems (WINS, ImageRight etc.).
• Strong communication, organizational and computer skills.

Nice To Haves

• Property and Casualty insurance related coursework is a plus i.e. CPCU.
• Previous Agency relationships within the local insurance industry are highly desirable.

Responsibilities

• Cultivating solid relationships with Agency partners through in person meetings and virtual meetings.
• Individually risk Underwrite new small commercial accounts, targeting up to $25,000 in premium, or as assigned by the Regional Supervisor or Manager.
• Works with the underwriting assistant to ensure adherence to corporate underwriting policy and service standards.
• Reviews accounts beyond individual authority with the Regional Underwriting Manager or Supervisor and recommends a course of action.
• Achieve commercial lines regional production goals and loss ratio objectives for assigned territory.

Benefits

• Welcoming and positive work environment.
• Flexible work arrangements, including flex scheduling and summer hours.
• Hybrid work schedule. The Hybrid work schedule will require 2 full days per week in the office, with the option to work the remaining days per month at home or in the office.
• Competitive pay scale.
• Generous paid time off package.
• Full Benefits: Health, Dental, Vision, Life Insurance, Short Term Disability, 401(k) employer match amount is 100% up to 6% of your annual contributions. You are immediately 100% vested in the employer match dollars.
• Outstanding company bonus program.
• Tuition Reimbursement.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree