Small Business Relationship Manager - In Office

Zions Bancorporation•Midvale, NV

2d•$60,000 - $80,000•Onsite

About The Position

Zions Bancorporation is seeking a Small Business Relationship Manager to join their team. This role is responsible for generating and structuring SBA and/or conventional loans by proactively calling, developing, and maintaining relationships. The position involves identifying business development opportunities, ensuring loan quality by assessing client eligibility and determining appropriate solutions, and ensuring compliance with all applicable laws and regulations. The Small Business Relationship Manager will also structure loan proposals, prepare credit packages, and monitor their loan portfolio for risk and delinquencies. The role may also involve participation in community organizations and activities. Zions Bancorporation is recognized as one of the nation's premier financial services companies, known for its local brands, high-growth western markets, and commitment to its employees and communities. They are consistently recognized as a "Best Bank to Work For" and for having a top banking team.

Requirements

Requires a Bachelor's in marketing, finance, business, or related field and some experience with lending, credit, banking, or other directly related experience.
A combination of education and experience may meet requirements.
Basic knowledge of sales techniques, banking products and services, credit policies and regulations.
Must have excellent customer service, negotiation and computer skills.
Knowledge of commercial, SBA and/or small business lending.
Must have strong analysis and credit review skills as well as basic working knowledge of relevant credit and risk policies.

Responsibilities

Responsible for generating and structuring SBA and/or conventional loans by proactively calling, developing, and maintaining relationships.
Identifies business development opportunities and participates in joint business development calls with bankers to assist in identifying and facilitating sales opportunities.
Ensures loan quality by assessing client eligibility, reviewing financial statements and supporting documentation to determine appropriate solutions that meets the client's loan needs.
Ensures compliance with applicable federal, state, and local laws and regulations, SBA agency guidelines when necessary, and bank credit administration policies and practices.
Structures loan proposals and prepares credit packages for appropriate approval authorities.
Monitors assigned loan portfolio for risk rate accuracy and delinquencies to mitigate losses.
May participate in community organizations and activities.
Other duties as assigned.