Small Business Consultant

Banner Bank•Twin Falls, ID

22h•Onsite

About The Position

As a Small Business Consultant, you will provide an exceptional client experience while engaging in a broad range of sales and service activities at branch locations. You will consult with clients to facilitate client awareness and education of bank products and services, including digital banking capabilities. You will process a variety of routine financial transactions accurately and efficiently, open and maintain client accounts, and address client requests, inquiries, and complaints promptly and efficiently. Additionally, you will assist in branch lending processes by accepting applications, answering client questions, and booking loans. In this role, you'll have the opportunity to act as a leader in providing an exceptional client sales and service experience at branch locations, assist with the operations of the branch along with the on-going training, mentoring, and coaching of team members. You will grow and maintain a consumer/business lending pipeline by deepening client and center of influence relationships to continuously source referrals. You will independently conduct outbound calls and networking activities, participate in delivering banking presentations, and consult with clients on bank products and services to attract, expand, and retain client relationships. You will apply need-based sales techniques to build client awareness of bank products and services that will enhance the client relationship with the bank, and recognize and facilitate referral opportunities to other business lines (including Commercial Lending, Treasury Management, Mortgage Lending and Investment Services). You will communicate proactively with current and prospective clients to educate, ensure understanding, resolve issues, develop and maintain client loyalty and solicit client feedback to improve bank performance. You will hold client appointments scheduled by clients and/or branch team as well as walk-in appointments to identify and meet client needs. You will open new accounts, verify and process changes to existing accounts, respond to inquiries, and resolve related account problems to ensure client satisfaction. You will be responsible for complying with policies, procedures, security requirements, and government regulations. You will also assist in branch lending processes, educate clients regarding lending options, and complete thorough loan applications and documentation. You may process a variety of routine financial transactions, including check cashing, withdrawals, deposits, and loan payments, and balance your cash drawer, counting currency and coin accurately.

Requirements

H.S. Diploma: required (an equivalent combination of education and experience may be considered)
NMLS Registration required
4 or more years of banker/client relationship consultant or related sales experience with established goals required
Advanced knowledge of retail product philosophy, policy, procedures, documentation and systems.
Thorough knowledge of all retail products and services.
Functional knowledge of complex accounts. (Ex. Trust, Power of Attorney, Guardianship, Court-Blocked, etc.)
Ability to analyze client credit data and other related financial information to identify client needs and recommend solutions.
Possess effective selling, cross selling and referral skills.
Demonstrated networking skill and ability to manage branch referrals.
Proven client service, interpersonal, and relationship building skills.
Possess effective verbal and written communication skills; proper phone and email etiquette required.
Strong ability to multi-task; Able to be flexible and react swiftly to client or branch needs and adjusting priorities.
Ability to effectively use computer software including Microsoft Outlook, Word, and related business and communication tools.

Responsibilities

Provide an exceptional client experience while engaging in a broad range of sales and service activities at branch locations.
Consult with clients to facilitate client awareness and education of bank products and services, including digital banking capabilities.
Process a variety of routine financial transactions accurately and efficiently.
Open and maintain client accounts and address client requests, inquiries and complaints promptly and efficiently.
Assist in branch lending processes by accepting applications, answering client questions, and booking loans.
Act as a leader in providing an exceptional client sales and service experience at branch locations.
Assist with the operations of the branch along with the on-going training, mentoring, and coaching of team members.
Grow and maintain a consumer/business lending pipeline by deepening client and center of influence relationships to continuously source referrals.
Independently conduct outbound calls and networking activities, participate in delivering banking presentations.
Consult with clients on bank products and services to attract, expand, and retain client relationships.
Apply need-based sales techniques to build client awareness of bank products and services that will enhance the client relationship with the bank.
Recognize and facilitate referral opportunities to other business lines (including Commercial Lending, Treasury Management, Mortgage Lending and Investment Services.)
Communicate proactively with current and prospective clients to educate, ensure understanding, resolve issues, develop and maintain client loyalty and solicit client feedback to improve bank performance.
Hold client appointments scheduled by clients and/or branch team as well as walk-in appointments to identify and meet client needs.
Open new accounts, verify and process changes to existing accounts, respond to inquiries, and resolve related account problems to ensure client satisfaction.
Responsible for complying with policies, procedures, security requirements, and government regulations.
Assist in branch lending processes, educate clients regarding lending options, complete thorough loan applications and documentation.
May process a variety of routine financial transactions, including check cashing, withdrawals, deposits, and loan payments.
Balance cash drawer, counting currency and coin accurately.