Service Finance Underwriter I

Truist Bank • Boca Raton, FL

11d • Onsite

About The Position

The Service Finance Consumer Loan Underwriter is responsible for the overall evaluation of the loan application to determine an approval or denial. Specific activities may change from time to time. The position requires reviewing and analyzing consumer credit reports, ensuring loans meet all program and product specifications, and verifying that documents are consistent and uphold company and industry guidelines. The underwriter will also communicate loan decisions and terms, verify the accuracy of borrower's information on loan documents, and adhere to all loan funding operational policies. Additionally, the role acts as a liaison with dealers and other departments within Service Finance.

Requirements

• 3 years minimum related experience
• High school diploma or GED
• Experience reading and understanding credit report
• Proficiency with Microsoft Office Suite

Nice To Haves

• Knowledge of consumer finance
• Customer service experience

Responsibilities

• Reviews and analyzes consumer credit reports
• Ensures loans meet all program and product specifications
• Ensures that documents are consistent and uphold to company and industry guidelines and uploaded for borrower signature
• Communicates loan decisions and terms
• Verifies accuracy of borrower's information on loan documents
• Adheres to all loan funding operational policies that are consistent with overall policies and procedures and regulatory objectives of Service Finance
• Acts as a liaison with dealer and other departments within Service Finance

Benefits

• medical
• dental
• vision
• life insurance
• disability
• accidental death and dismemberment
• tax-preferred savings accounts
• 401k plan
• vacation
• sick days
• paid holidays
• defined benefit pension plan
• restricted stock units
• deferred compensation plan

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED