Senior Underwriter

Tokio Marine HCCRemote - Texas, TX
$79,400 - $175,300Onsite

About The Position

Makes underwriting recommendations and decisions to protect the financial assets of the company and the carrier. Reviews proposal requests to evaluate, classify, and rate each risk to determine acceptability, coverage, and pricing. Establishes, maintains, and develops producer relationships. Works with expanded underwriting authority and business development responsibility.

Requirements

  • 4 Year / Bachelors Degree Business Administration, Accounting, Finance, a related field, or the equivalent education and/or experience
  • 5 Years relevant and progressive professional experience
  • Demonstrated expertise, knowledge, and proficiency in Medical Stop Loss Underwriting.
  • Demonstrates strategic thinking, anticipation, proactivity, and relationship building skills.
  • Ability to read and interpret documents such as plan of benefits, bid specifications, claim reports, and procedural manuals.
  • Possess and have ability to apply knowledge of principles, practices, and procedures.
  • Solid written and verbal communication skills with an emphasis on confidentiality, tact, and diplomacy.
  • Strong critical thinking and negotiating skills.
  • Advanced organization and analytical skills; demonstrated ability to manage multiple tasks simultaneously and work effectively under time pressure.
  • Knowledge of insurance industry and Company's business.
  • Intermediate proficiency and experience using Microsoft Office package (Excel, PowerPoint, Word, Outlook, Teams, etc.).
  • Collaboration skills and ability to work in a highly team-oriented environment.
  • Adaptability and willingness to learn.
  • Strong organizational skillset.

Nice To Haves

  • Prefer work towards Certified Employee Benefits Specialist (CEBS), Fellow of the Life Management Institute (FLMI), or Chartered Life Underwriter (CLU) certification(s)
  • previous knowledge and experience using Young Consulting’s ESLOffice or equivalent.
  • basic knowledge of medical terminology.

Responsibilities

  • Meet annual company goals for profitability, renewal retention, revenue growth, new business production and customer service standards.
  • Evaluate risk acceptability within established guidelines and set appropriate rates and factor levels.
  • Analyze proposed plan changes to acceptability and cost.
  • Work in conjunction with the Sales department to follow-up on quoted cases.
  • Communicate with third-party administrators, brokers, and other external parties to collaborate on strategy, answer questions, explain decisions, deal with issues, build and maintain productive relationships, and respond appropriately and in a timely manner to service requests.
  • Work collaboratively with management, internal departments, and other parties as necessary to respond to customer needs and deliver exceptional customer experiences.
  • Complete requests for proposals (RFPs) promptly and follow-up for status and competitive information.
  • Train and mentor Underwriters, and other internal and external personnel as assigned.
  • Ability to travel to visit external and internal for growth and business development as needed.
  • Ability to successfully participate in and complete projects and other activities as assigned.
  • Ability and ambition to participate in leadership and growth programs when assigned/nominated

Benefits

  • Competitive salary and comprehensive benefit package
  • Strong learning culture with ongoing development opportunities
  • Opportunities for growth and career advancement
  • Comprehensive medical, vision, and dental coverage, with eligibility beginning on your first day of employment
  • Basic life and disability insurance
  • 401(k) plan with 6% company match
  • 20 days of PTO, two floating holidays, approximately 11 paid holidays, and volunteer time off
  • Paid parental leave
  • Access to our award-winning wellness program, including mental health services, fitness network membership, and a complimentary Headspace subscription
  • Student loan matching program
  • Employee discount program
  • An opportunity to do meaningful work and love what you do
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