Senior Underwriter, Contractors Environmental & Professional Liability

Liberty Mutual•Philadelphia, PA

18d

About The Position

Liberty Mutual’s Environmental Division is seeking a Senior Underwriter for its Environmental Construction Unit (ECU). The role focuses on producing and maintaining a profitable book of Contractor’s Environmental Legal Liability (CELL) and Designers & Contractors Professional Liability (DCPL) business. The underwriter evaluates contractor pollution and professional liability risks, makes analytical, data-driven underwriting and pricing decisions, and works within established authority and guidelines with limited guidance from leadership. The position involves reviewing submissions, analyzing contractor operations, contracts, exposures and loss histories, and structuring insurance terms to address customer needs while supporting a sustainable portfolio. The underwriter collaborates with brokers, clients, claims partners and internal stakeholders, builds trusted relationships, and contributes to marketing and growth efforts. The work is varied and calls for technical expertise, commercial judgment, curiosity, creativity, and a strong commitment to customer service. The role requires limited travel to support marketing strategies and broker relationships. Liberty Mutual describes a workplace focused on inclusion, workplace flexibility, professional development, employee resource groups, and employee well-being; specific benefit details are available through the company’s benefits page.

Requirements

Bachelor’s degree required.
3–5 years of Contractors Pollution Liability and combined-form Pollution / Professional Liability underwriting experience with an environmental insurance company, or 3–5 years of brokerage experience placing those policies.
Excellent analytical and quantitative skills.
Exceptional interpersonal and communication skills.
Initiative and ability to work independently.
Ability to collaborate effectively across teams, stakeholders, and partners.

Nice To Haves

Environmental science or a similar degree preferred.

Responsibilities

Leverage market presence and knowledge to develop and underwrite profitable business.
Handle a substantial environmental pollution book of business.
Gather underwriting information and review, analyze, price, and document new and assigned renewal Contractors Pollution Liability and combined-form Pollution / Professional business according to established underwriting guidelines.
Prepare quotes and binders, and review policies and endorsements for accuracy.
Manage a portfolio of brokers, agents, and clients.
Develop and support marketing strategies to increase submission flow, with limited travel.
Provide exceptional service to brokers by following workflow procedures on new and renewal business to achieve production and service goals, including policy issuance and file documentation.
Drive new business submission and premium growth through strategic sales and marketing efforts with broker partners and internal cross-sell initiatives with other profit centers.
Make analytical, data-driven decisions about whether to underwrite business, including pricing the risk.