Senior Underwriter

Corewell Health • Fort Wayne, IN

1d • Onsite

About The Position

The Senior Underwriter supports the financial success of Priority Health’s Large Group Commercial business by assessing risk, analyzing data, and developing competitive, financially responsible premium rates. The role evaluates current and prospective group accounts, coordinates proposal and renewal processes for fully insured and self-funded requests, and ensures rates and underwriting decisions align with approved guidelines, customer needs, business objectives, and regulatory standards.

The position works closely with underwriting and sales colleagues, insurance carriers, brokers, agents, consultants, and employer groups. It prepares pricing analyses and financial exhibits, investigates claims issues, provides technical assistance for presentations, and supports administrative-fee and stop-loss decisions. The role is based at Priority Health in Grand Rapids and is full-time, with a daytime schedule of 8 a.m. to 5 p.m., Monday through Friday.

Requirements

• Bachelor’s degree or equivalent.
• Five years of underwriting experience, typically gained through skills, knowledge, and abilities in a related field.

Nice To Haves

• Healthcare experience.
• Provider-based carrier experience.

Responsibilities

• Analyze employer risk profiles and develop rates for fully insured prospective and renewal accounts within approved community rating guidelines.
• Periodically audit cases rated by the marketing department to ensure compliance with approved underwriting guidelines.
• Maintain renewal and prospective account files to support accurate premium-rate development.
• Calculate and recommend final fully insured rates for renewals and Sales proposals, working with Sales to establish competitive and financially responsible rates.
• Calculate suggested COBRA premium rates for new and renewing groups when requested.
• Run P&L and in- and out-of-network reports and investigate high-claim issues for group customers.
• Collaborate with underwriting and sales staff to resolve customer pricing issues and support teamwork.
• Participate in proposal and renewal presentations and provide technical assistance communicating administrative fees, premium rates, and financial exhibits.
• Coordinate self-funded proposal and renewal requests with insurance carriers in a timely manner.
• Analyze stop-loss proposals and prepare clear financial exhibits showing benefit options, cost savings, and projected fixed and claim costs.
• Implement administrative fees for new and renewal proposals in accordance with competitive positioning and PHMB revenue guidelines.
• Maintain consultative relationships with brokers, agents, consultants, and employer groups as needed.
• Provide required paperwork for ASO sold cases, including the Underwriting Disclosure and stop-loss verification form, and calculate the ASO binder check amount.

Benefits

• Comprehensive benefits package supporting financial, health, and work/life balance goals.
• On-demand pay program powered by Payactiv.
• Discounts directory with deals on restaurants, phone plans, spas, and other offerings.
• Optional identity theft protection, home insurance, and auto insurance.
• Traditional and Roth retirement options with service contribution and matching savings.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior