Senior Underwriter - Specialty Human Services

Great American Insurance Group•Cincinnati, OH

2d•Hybrid

About The Position

Great American Insurance Group's Specialty Human Services Division has provided insurance solutions to the human and social service marketplace for over 35 years. This division is a recognized leader, having been one of the first insurance companies to identify and address the unique needs of these organizations. Over time, their coverage and services have evolved to maintain expertise in this dynamic marketplace. The division is seeking a Senior Underwriter or Underwriting Specialist to join their team, supporting the Pacific Northwest territory. The specific job level and compensation will be determined by the candidate's experience. Occasional travel within the territory is required. This position is based in the downtown Cincinnati office and operates with a hybrid work model, requiring employees to be on-site four days a week, with Tuesdays through Thursdays as core in-office days, and one day available for remote work.

Requirements

Bachelor’s Degree in Business, Economics, Risk Management and Insurance, or a related field or equivalent experience.
Generally, 5+ years of experience in Underwriting or a related field.
Excellent interpersonal and communication skills.
Demonstrates strong analytical skills with attention to detail.
Position requires occasional travel.
Applicants must be authorized to work in the United States without the need for current or future sponsorship.

Nice To Haves

Completion of or continuing progress toward a professional designation preferred, such as Associate in Underwriting (AU), Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC), Program in General Insurance (INS), or Associate of Risk Management (ARM).

Responsibilities

Evaluates and underwrites new and renewal business in accordance with Company underwriting guidelines and risk appetite.
Analyzes risk data to make informed decisions on coverage, pricing, and terms.
Collaborates with actuaries, agents, brokers, and clients to obtain necessary information and clarify details.
Orders and reviews additional reports and screens, such as motor vehicle reports, loss history reports, outside inspections, etc., to inform decisions.
Ensures proper documentation of underwriting decisions and compliance with state and federal insurance regulations.
Evaluates existing policies for potential renewal or modification.
Communicates underwriting decisions clearly and effectively to internal teams, agents, and brokers.
Stays updated on industry trends, regulatory changes, and market conditions.
Develops and maintains effective business relationships with internal and external customers/coworkers, focusing on generating new business and retaining profitable business.
Interprets, explains, and markets products and services.
Performs other duties as assigned.