Senior Treasury Management Product Manager - Instant Payments

Fifth Third Bank • Cincinnati, OH

20h • $96,500 - $207,500 • Onsite

About The Position

Fifth Third Bank is seeking a strategic and outcome-oriented Senior Product Manager to lead the development and evolution of its instant payments capabilities across the RTP® and FedNow® networks. This role involves owning the core product strategy, roadmap, and delivery of the bank's instant payment rails, ensuring alignment with customer needs, market opportunities, regulatory requirements, and organizational objectives. The Product Manager will define the product vision, prioritize investments, manage product backlogs, and collaborate with Technology, Operations, Risk, Compliance, Legal, and Treasury Management teams to deliver scalable, resilient, and innovative payment solutions. Close partnership with Product Commercialization is expected for go-to-market strategy, commercialization, and sales enablement. The ideal candidate possesses deep payments expertise, strong product management skills (discovery, roadmap planning, prioritization, delivery, stakeholder management), and thrives in a fast-paced environment, balancing strategic vision with executional excellence.

Requirements

• Undergraduate degree in business or finance required.
• 7+ years of experience in product management, payments, treasury management, financial services, or related disciplines.
• Strong knowledge of payment systems and instant payment networks, including RTP® and/or FedNow® preferred.
• Experience leading products through the full product lifecycle, from strategy and prioritization to delivery and continuous improvement.
• Experience partnering with technology teams to deliver product outcomes through a cohesive product operating model in an agile environment.
• Ability to lead initiatives across matrixed organizations and multi-site environments.
• Strong collaboration, relationship management, and stakeholder engagement skills.
• Understanding of banking regulations, risk management, and payment industry requirements.
• Ability to balance customer needs, business goals, operational considerations, and technical constraints when making product decisions.
• Strong analytical, strategic thinking, and problem-solving skills.
• Excellent interpersonal, written, and verbal communication skills, including the ability to influence stakeholders outside direct span of control.
• Ability to operate independently in a fast-paced environment while managing multiple priorities simultaneously.
• Passion for innovation, continuous learning, and improving customer payment experiences.

Nice To Haves

• MBA or advanced degree preferred.
• Strong knowledge of payment systems and instant payment networks, including RTP® and/or FedNow® preferred.

Responsibilities

• Own the product strategy, roadmap, and long-term vision for instant payments capabilities.
• Lead product discovery efforts to identify customer needs, market opportunities, and emerging industry trends.
• Define and prioritize product enhancements, new features, and platform capabilities based on customer value, strategic alignment, regulatory requirements, and operational readiness.
• Partner closely with Technology teams to translate business objectives into detailed product requirements, user stories, and delivery plans.
• Serve as the business owner and subject matter expert for Instant Payments rail capabilities, rules, and network requirements.
• Collaborate with Operations, Risk, Compliance, Legal, and Technology teams to ensure successful product delivery and ongoing performance.
• Monitor product health, adoption, and operational effectiveness to drive continuous improvement.
• Identify risks associated with product capabilities and contribute to the development of controls, governance processes, and mitigation strategies.
• Ensure compliance with applicable network and regulatory requirements.
• Manage relationships with external payment networks, vendors, and industry partners.
• Partner closely with Product Commercialization to align product development priorities with customer demand and go-to-market strategies.
• Act as a liaison across business and technology teams to ensure successful execution of the product roadmap.

Benefits

• Comprehensive benefits
• Differentiated compensation offerings
• Incentive compensation plan
• Extensive benefits programs designed to support the individual needs of employees and their families, encompassing physical, financial, emotional and social well-being.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior