Senior Technical Underwriter
About The Position
Bestow is a leading vertical technology platform serving some of the largest and most innovative life insurers. Our platform unifies the fragmented, legacy value chain, enabling carriers to launch products in weeks instead of years. Carriers choose us to scale and operate at unprecedented speed, powered by AI and automation. Bestow isn't selling policies. We're building the infrastructure that helps an entire industry move faster, reach more people, and deliver on its promise. Backed by leading investors (Goldman Sachs, Hedosophia, NEA, Valar, 8VC) and trusted by major carriers, Bestow is powered by a team that moves with precision, purpose, and heart. If you want to help reimagine a centuries-old industry with lasting impact, join us. Bestow offers flexible remote/hybrid work, meaningful benefits, equity, and substantial growth opportunities. Bestow uses E-Verify to confirm the employment eligibility of all newly hired employees. As a Senior Technical Underwriter, you will be a part of the Insurance Product Team working across Bestow’s Software Product, Customer Experience, Data Science, User Experience, Actuarial, Legal/Compliance, and Engineering Teams. As the industry evolves rapidly, you will help develop solutions that balance efficiency, flexibility and solid risk management protocols.
Requirements
- 8+ years of production life insurance underwriting experience.
- 1+ years experience with underwriting rules engines.
- Strong technical background, including proficiency with data analysis.
- Hands-on experience integrating and analyzing industry-standard data vendors to optimize underwriting processes.
- Experience conducting underwriting audits.
- Experience conducting User Acceptance Testing (UAT).
- An understanding of the legal/compliance framework for life insurance and underwriting.
- A self-starter who excels in an independent work culture.
- Adaptable and willing to embrace change.
- AI-Enabled Productivity: Skilled in deploying modern AI utilities to automate repeatable administrative and analytical tasks; frees up bandwidth to focus on high-impact strategic initiatives, platform auditing, and cross-functional product development.
Nice To Haves
- FALU, FLMI, or CLU preferred.
Responsibilities
- Enhance, monitor, and support the underwriting logic and data within our instant decision underwriting platform.
- Conduct audits to monitor the performance and functionality of our platform and review decisions of third-party and internal underwriters.
- Monitor underwriting metrics and data to identify opportunities and recommend improvements.
- Develop and iterate on carrier implementation framework
- Contribute to product feature evolution
Benefits
- Competitive salary and equity based on role
- Policies and managers that support work/life balance, like our flexible paid time off and parental leave programs
- 100% paid-premium option for medical, dental, and vision insurance
- Lifestyle stipend to support your physical, emotional, and financial wellbeing
- Flexible work-from-home policy and open to remote
- Remote and WFH options, as well as a beautiful, state-of-the-art office in Dallas’ Deep Ellum, for those who prefer an office setting
- Employee-led diversity, equity, and inclusion initiatives
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
No Education Listed
