Senior Team Leader - Life Insurance Supervision

Edward Jones

About The Position

The Senior Team Leader in Life Insurance Supervision provides strategic leadership and program-level decision-making for the firm's supervision of life insurance products. The team oversees point-of-sale and ongoing supervision of in-force business, including replacement and exchange reviews and monitoring intended to identify emerging client, regulatory, and business risks. Products include Permanent, Term, Long-Term Care, disability, and other protection-oriented insurance solutions. The role establishes supervisory standards, risk-based controls, governance practices, and compliance frameworks for life insurance sales, replacements, exchanges, and in-force business. It serves as the primary escalation point for complex supervisory, suitability, replacement, exchange, and regulatory matters, and partners with Product, Legal, Risk, Compliance, Operations, and business leadership to manage related risks. The Senior Team Leader drives enterprise-wide initiatives, enhances supervisory programs and tools, represents the firm in regulatory examinations, audits, governance reviews, legal proceedings, and industry engagements, and influences organizational decisions through recommendations to senior leadership, governance committees, and executive stakeholders.

Requirements

At least 6 years of experience supervising and/or leading teams involved in life insurance, protection products, insurance operations, insurance supervision, compliance, or related risk management functions.
Significant experience reviewing and supervising insurance suitability, replacement transactions, Section 1035 exchanges, and complex life insurance sales practices.
Experience leading large-scale strategic initiatives, influencing senior leadership, and managing supervisory frameworks.
FINRA Series 7 and Series 66, or equivalent, required.
FINRA Series 9/10, Series 24, and resident insurance licenses required, or must be obtained within 4 months of hire, as applicable.
Extensive knowledge of life insurance products, policy mechanics, replacement regulations, insurance licensing requirements, industry regulations, firm policies, and supervisory systems.
Strong leadership, analytical, investigative, risk assessment, and decision-making skills.
Ability to evaluate complex insurance recommendations, policy funding strategies, replacement justifications, and client outcome considerations.
Bachelor's degree or equivalent industry experience.
Candidates living within a commutable distance of the Tempe, AZ or St. Louis, MO home office locations are expected to work in the office four days per week.

Nice To Haves

Graduate degree and/or professional designations such as CLU, ChFC, CFP®, or other insurance-related credentials.
Additional training and learning as needed to support onboarding of new products and emerging insurance solutions.

Responsibilities

Provide leadership, coaching, performance management, and development for insurance supervision leaders and specialized supervision teams; build organizational capability through talent development and succession planning.
Build consistency and alignment across supervision, risk, compliance, product, underwriting, and operations functions.
Own the strategic direction, supervisory effectiveness, and risk management outcomes for the firm's life insurance supervision program, aligning it with enterprise risk, regulatory, client protection, and business objectives.
Serve as the department subject matter expert and primary escalation point for complex supervisory, suitability, replacement, exchange, conservation, and regulatory matters involving life insurance and related protection products.
Develop, maintain, and enhance supervisory frameworks, governance practices, Written Supervisory Procedures (WSPs), controls, monitoring programs, escalation protocols, guidance, and training.
Conduct oversight reviews and provide direction on complex cases involving insurance suitability, needs-based sales practices, replacement transactions, Section 1035 exchanges, premium funding strategies, policy financing arrangements, disclosure requirements, and insurable interest considerations.
Oversee programs related to replacement activity, policy exchanges, policy rescissions, conservation efforts, and other elevated-risk transactions.
Lead oversight of in-force insurance business, including reviews of policy performance, premium adequacy, lapse risk, material policy changes, ongoing premium commitments, and significant post-sale servicing events.
Lead risk assessments and participate in product governance, new product approval, and business risk reviews to evaluate supervisory implications, operational readiness, client protection, and control requirements.
Partner with Legal, Risk, Compliance, Product Management, Operations, and business leaders to identify, assess, and mitigate regulatory, operational, financial, and reputational risks.
Lead enterprise initiatives that strengthen supervisory effectiveness and operational efficiency, and recommend strategic actions to senior leadership and governance committees.
Represent the firm in regulatory examinations, audits, legal proceedings, and other external engagements.

Benefits

Medical and prescription drug coverage
Dental insurance
Vision insurance
Voluntary benefits, including accident, hospital indemnity, and critical illness coverage
Short- and long-term disability coverage provided at no cost to associates
Basic life and basic AD&D coverage provided at no cost to associates
401k retirement plan
Health savings account
Flexible spending account
Ten paid holidays
15 days of vacation for new associates beginning on January 1 of each year
Sick time and personal days
Paid day for volunteerism
Potential bonuses and profit sharing
Employee Assistance Program