Senior Staff Software Engineer

Nubank•Palo Alto, CA
•Hybrid

About The Position

Nu is hiring Senior Staff Software Engineers to serve as technical references for areas of the business. The role focuses on identifying important problems, designing and delivering solutions, and raising engineering standards across teams. Nu operates a growing platform that includes thousands of microservices, low-latency payment rails, large-scale data platforms, machine learning in critical paths, and a mobile app spanning multiple financial products and regulated markets. The company is expanding into new countries, businesses, and interfaces, including AI agents acting on customers’ behalf. Engineers will be matched to a team based on their depth and interests. Current areas include agentic and AI-native banking, payments and money movement, fraud, identity and risk, core banking, and platform and infrastructure. The position is expected to help the organization succeed by providing technical leadership beyond an individual team.

Requirements

  • Extensive experience at Staff level or above, or equivalent, designing, building, and operating high-scale, mission-critical systems.
  • A track record of leading initiatives across organizational boundaries with little formal authority and successfully delivering them.
  • Evidence of shipping software, including continuing to write code and validate architecture in production.
  • Strong judgment in ambiguous situations.
  • A history of building systems from scratch and evolving large systems inherited from others.
  • Ability to explain complex technical strategy clearly to engineers, product partners, and senior leadership, and build alignment around it.
  • A pragmatic, hands-on approach to AI, including using it to increase productivity and measuring its actual impact.
  • Professional fluency in English.

Nice To Haves

  • Experience in payments, card networks, fraud and risk, or digital banking.
  • Experience building consumer-facing products at scale, with product and user-experience sensibility.
  • Experience in regulated or otherwise unforgiving environments where correctness matters more than speed.
  • Experience with LLMs, agent platforms, or protocols such as MCP.
  • Portuguese or Spanish language skills.
  • Clojure or functional programming experience; Clojure is Nu’s primary backend language, and engineers receive immersive Clojure onboarding.

Responsibilities

  • Lead complex, ambiguous, strategic initiatives end to end, from setting technical direction through to code running in production.
  • Identify important problems and deliver scalable solutions that influence business results and strategy.
  • Shape mid- to long-term area strategy with product and business leaders and translate it into a technical roadmap.
  • Make high-stakes architecture decisions where there is no clear precedent and guide teams through trade-offs.
  • Establish standards beyond the immediate team, including design guidelines, quality bars, and reusable components adopted by other squads.
  • Mentor senior engineers, managers, and peers across teams.
  • Participate in hiring and lead or sponsor guilds.
  • Represent Nu in technical discussions with external partners, platforms, and vendors.
  • Write code and validate architecture in production.

Benefits

  • Opportunity to earn equity at Nu (United States)
  • Medical insurance (United States)
  • Dental and vision insurance (United States)
  • Life insurance and AD&D (United States)
  • Extended maternity and paternity leaves (United States)
  • Nucleo learning platform (United States)
  • NuLanguage language-learning program (United States)
  • NuCare mental health and wellness assistance program (United States)
  • 401K saving plans (United States)
  • Health Savings Account and Flexible Spending Account (United States)
  • Work-from-home allowance (United States)
  • Relocation assistance package, if applicable (United States)
  • Industry-competitive benefits provided by an employer of record (Canada)
  • Chance to earn equity at Nu (Brazil)
  • Food/meal card (Brazil)
  • Public transportation commuting benefit (Brazil)
  • NuCare psychological, financial, and legal assistance program (Brazil)
  • Life insurance (Brazil)
  • Medical plan (Brazil)
  • Dental plan (Brazil)
  • NuLanguage language course program (Brazil)
  • Nucleo learning platform (Brazil)
  • Extended parental leave (Brazil)
  • Daycare allowance (Brazil)
  • Parental consultancy (Brazil)
  • Work-from-home allowance (Brazil)
  • Gym partnerships (Brazil)
  • 30 days of paid vacation (Brazil)
  • Relocation assistance package, if applicable (Brazil)
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