Senior Software Engineer

equipifiScottsdale, AZ
Hybrid

About The Position

As a Senior Software Engineer on our Core Team, you’ll help build the operating system powering modern banking and commerce. We’ve launched a category-defining product transforming how consumers access credit through their financial institutions - and now we’re scaling the platform behind it. You’ll work on high-throughput transaction pipelines, real-time decisioning across millions of accounts, and deep integrations with core banking systems. This is distributed-systems engineering at real scale. You’ll own features end-to-end, architect solutions alongside Product, and ship resilient, production-grade systems built to last. We move fast, lean into AI-native development, and reward curiosity. If you love experimenting with new tools, optimizing for speed without sacrificing quality, and solving hard problems - you’ll thrive here.

Requirements

  • 5-7+ years of building and shipping real-world, full-stack software
  • Strong experience with TypeScript in Node.js (our primary stack).
  • Experience designing and scaling microservices in distributed systems - you know what breaks, why it breaks, and how to build for recovery
  • Hands-on experience with AWS, containerized deployments (ECS or similar), and infrastructure-as-code (CDK, etc.)
  • A strong testing mindset - you write code that’s built to be tested, maintained, and trusted
  • Ability to architect your own solutions - not just implement someone else’s diagram
  • Strong product instincts, relentless curiosity, and low-ego collaboration - you care why something is being built, dig until it makes sense, and use modern AI tools to move faster and build smarter

Nice To Haves

  • Experience with Golang for backend services?
  • Experience with event-driven systems (Temporal would get you an extra gold star)
  • Fintech or banking experience (especially with core providers) is a big plus

Responsibilities

  • Scale & Performance of Core Systems: Evolve the backend microservices that power our platform. You’ll improve the speed and reliability of high-volume transaction pipelines and large-scale data syncs with core banking providers - ensuring our systems are resilient, observable, and built to scale.
  • Architecture & End-to-End Ownership: Turn strategic roadmap initiatives into scalable technical solutions. You’ll partner with Product to shape requirements, architect services, and own delivery from design through deployment in AWS - shipping well-tested, production-ready code through CI/CD.
  • AI-Native Development & Engineering Velocity: Use modern AI tooling to ship high-quality software faster and smarter. We value engineers who experiment with agentic workflows, automate intentionally, and continuously improve how they build - without compromising fundamentals or code quality.

Benefits

  • Competitive compensation includes stock options offered to all employees
  • Unlimited Paid Time Off, plus paid holidays, and parental leave
  • Flexible hybrid office/work from home philosophy.
  • 401(k) program available with 50% match up to 5%
  • Comprehensive medical, dental and vision insurance coverage with 100% of employee premiums paid for by equipifi and 50% for dependents’ premiums
  • Long-term and Short-term disability, as well as term life insurance coverage with 100% of premiums paid for by equipifi
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