Senior Software Engineer, Data Platform

Chime Financial, Inc•San Francisco, CA

16h•$187,000 - $259,000•Hybrid

About The Position

Chime’s Data Platform team is responsible for building the essential infrastructure that all engineering and analytics teams rely on, covering ingestion, transformation, quality, governance, and self-serve tooling for both batch and streaming workloads. In this senior role, you will take ownership of core platform systems at scale, design foundational frameworks for other teams, and establish technical standards for data flow within Chime. The position offers high autonomy, significant architectural decision-making, and immediate production impact. Chime is a financial technology company dedicated to helping individuals achieve financial progress by providing helpful, easy, and free core banking services through user-friendly tools and intuitive platforms. The company prides itself on a team of problem solvers, dreamers, and builders who are obsessed with their members, driven by grit, determination, and an owner's mindset. Chime fosters an entrepreneurial culture that encourages boldness, big dreams, risk-taking, collaboration, diverse perspectives, and honest feedback, all while upholding the highest standards of integrity to earn and maintain trust.

Requirements

5+ years building, shipping, and operating data infrastructure in production - not just writing pipelines, but owning their reliability, performance, and cost at scale
Strong system design skills - you’ve written design docs, made trade-offs, and delivered the result
Solid understanding of key metrics for data pipelines and experience building solutions to provide visibility to partner teams
Deep proficiency in Python or Java/Kotlin, with strong opinions on testing, code quality, and maintainability in data-heavy codebases
Production experience with the modern data stack, specifically: A cloud data warehouse (Snowflake, BigQuery, or Redshift), Workflow orchestration (Airflow, Dagster, or Prefect) and IaC (Terraform), At least one streaming technology (Kafka, Flink, or Kinesis) - you understand when batch isn’t enough, Data modeling and transformation frameworks (dbt)
Built or improved observability for data systems - freshness monitoring, row-level quality checks, schema drift detection, and SLA dashboards that engineering and business teams actually trust
Experience operating in a regulated environment (fintech, healthtech, or similar) where data governance, access control, and audit trails are non-negotiable

Responsibilities

Design, build, and operate self-serve ETL/ELT frameworks supporting both batch and streaming workloads, with direct ownership of pipeline reliability, data quality SLAs, and schema evolution
Drive the technical roadmap for our data platform - evaluate build-vs-buy decisions, define integration patterns, and set standards that engineering teams across the company adopt
Partner with Product Engineering, Data Science, Analytics, and Marketing as a technical lead to design data contracts, onboard new data domains, and scale ingestion without sacrificing governance
Architect and enforce data lineage, schema registry, and access controls across all domains - ensuring compliance with fintech regulatory requirements (SOX, PII handling)
Own the platform - monitor, alert, debug, and resolve incidents across the data platform with the urgency expected of infrastructure that powers financial products
Raise the technical bar of the team through code review, design reviews, and hands-on mentorship of junior and mid-level engineers
Engineers are required to participate in on-call rotation. Being on call may include responding to incidents outside of regular working hours when necessary.

Benefits

Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.
In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute
Competitive salary based on experience
401k match plus great medical, dental, vision, life, and disability benefits
Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off
1% of your time off to support local community organizations of your choice
Annual wellness stipend to use towards eligible wellness related expenses
Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress