Senior Software Engineer, Core Platform

Upstart

6d•$166,900 - $230,900•Remote

About The Position

As a Senior Software Engineer on our Servicing Engineering team, you’ll work closely with cross-functional partners to identify areas for improvement, automate repetitive tasks, and implement scalable solutions. By optimizing workflows, integrating systems, and leveraging technology, we empower our servicing partners to prioritize high-value activities and deliver exceptional service to our customers. Your contributions will be instrumental in delivering exceptional customer experiences, while driving continuous improvement in our servicing capabilities to meet the growing demands of our unique role in the fintech ecosystem.

Requirements

Bachelor's degree in Computer Science, Engineering, Mathematics, or a related field (or equivalent practical experience) and 5+ years of professional software engineering experience.
3+ years of experience developing backend applications using Kotlin, Java, or another object-oriented programming language.
Experience designing, building, and operating distributed systems, including service-to-service APIs and event-driven architectures.
Experience building and maintaining scalable backend services that process business-critical or financial data in production environments.
Experience contributing to decision engines that integrate with machine learning models to evaluate signals.
Experience writing production-quality code supported by automated testing, monitoring, and observability practices.

Nice To Haves

Experience working on systems that integrate with 3rd parties and/or ingest, store, expose large amounts of data
Experience with SQL, data warehouses, or other database technologies
Experience designing, developing, and deploying microservices-based applications
Strong sense of ownership and accountability for the quality and timely delivery of work
Demonstrated ability to take feedback well and actively incorporate it into work, showing a growth mindset and a desire to continuously improve
Ability to thrive both in self-directed work environments and in collaborative settings, contributing positively to team dynamics.

Responsibilities

Lead successful cross-team and/or multi-quarter, multi-engineer projects
Move quickly to drive both existing and greenfield projects forward, while always keeping our end users in mind
Proactively search out ways to expand impact that extends well beyond the Jira board
Turn team-specific projects into opportunities to up-level the team and the org’s tech platform
Help us build our engineering team and make Upstart a genuinely awesome place to work

Benefits

Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.
Health Savings Account contributions from Upstart for eligible plans (US only)
Income protection benefits, including life insurance and disability coverage for added financial security
Paid time off, sick leave, and company holidays, in line with local requirements
Paid family and parental leave to support caregiving and major life moments (duration varies by country)
Family-centered benefits to support fertility, parenthood, and caregiving needs
Employee Assistance Program (EAP) offering mental health support and life-centered resources
Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only)
Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
Connection and community through team events, all-company updates, and employee resource groups (ERGs)
Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)