Senior Software Engineer, Backend

Dave

2d • $150,000 - $187,000 • Remote

About The Position

Dave is a financial app on a mission to build products that level the financial playing field. It is redefining the financial landscape by leveraging technology to create an affordable, transparent, and user-centric access to liquidity for millions of Americans. As a leading innovator in the U.S. financial services sector, Dave’s digital financial platform offers products designed to meet the credit needs of those underserved by traditional financial institutions. Dave’s offerings include its flagship ExtraCash product, providing members up to $500 within minutes. The company is on track to launch several new product offerings in 2026, including a Buy Now Pay Later (BNPL) option. Dave is focused on serving Americans who are financially vulnerable or living paycheck to paycheck. Dave is leading the charge in creating a new era of credit products that prioritizes speed, affordability, and accessibility, making it the go-to financial partner for those who need it most.

We're looking for a Senior Software Engineer, Backend to help build and evolve the core platform that powers Dave's banking and payments experience for millions of members. This team owns the systems behind Dave Bank accounts, debit cards, payment processing, and the integrations that connect us with sponsor banks, payment processors, and financial partners.

In this role, you'll help shape the architecture of critical backend services while working closely with product, engineering, and cross-functional partners to deliver reliable, secure, and scalable solutions. You'll have meaningful ownership over systems that directly impact our members' ability to move money confidently and securely while helping establish the technical foundation that supports Dave's continued growth.

Requirements

• Bachelor's degree in Computer Science or a related field, or equivalent combination of education and relevant experience.
• 4+ years of software engineering experience with a focus on backend development.
• Professional experience building backend applications with TypeScript and Node.js.
• Strong understanding of software engineering fundamentals, design patterns, and algorithms.
• Experience designing and developing RESTful APIs.
• Experience building scalable distributed systems and cloud-native applications.
• Strong problem-solving skills with the ability to evaluate complex technical challenges and deliver practical, maintainable solutions.
• Excellent communication skills with a track record of collaborating effectively across engineering and cross-functional teams.
• Ability to thrive in an agile environment while balancing independent ownership with collaborative execution.

Nice To Haves

• Experience integrating with enterprise payment processors.
• Experience building systems in PCI-compliant environments or other highly regulated industries.
• Familiarity with banking, payment infrastructure, or financial services platforms.
• Curiosity for emerging technologies and a commitment to continuous learning and professional growth.

Responsibilities

• Design, build, and maintain scalable, secure, and resilient backend services using TypeScript and Node.js.
• Own and evolve distributed systems that support banking, card management, payment processing, and partner integrations.
• Architect technical solutions that balance immediate business needs with long-term scalability, maintainability, and security.
• Collaborate with product managers, designers, and engineers to translate business goals into thoughtful technical solutions.
• Improve platform reliability by proactively identifying risks, optimizing performance, and strengthening observability through logging and monitoring.
• Design efficient data models and storage solutions across SQL and NoSQL databases.
• Participate in code reviews that improve code quality while mentoring teammates through constructive feedback.
• Continuously improve engineering practices by refactoring systems, reducing technical debt, and sharing knowledge across the team.

Benefits

• Opportunity to tackle tough challenges, learn and grow from fellow top talent, and help millions of people reach their personal financial goals
• Flexible hours and virtual-first work culture with a home office stipend
• Premium Medical, Dental, and Vision Insurance plans
• Generous paid parental and caregiver leave
• 401(k) savings plan with matching contributions
• Financial advisor and financial wellness support
• Flexible PTO and generous company holidays, including Juneteenth and Winter Break
• All-company in-person events once or twice a year and virtual events throughout to connect with your team members and leadership team

What This Job Offers

• Job Type: Full-time
• Career Level: Senior