Senior Software Developer- Lead Developer(Core Banking)

Ford

9h • $113,580 - $190,500 • Hybrid

About The Position

Ford Credit is building a new bank and modern digital banking capabilities on a cloud-native foundation. A key part of this transformation includes building and integrating core banking capabilities with strategic platforms such as Fiserv DNA, Create Digital, and Nautilus. We are looking for a Senior Software Engineer / Lead Developer who will play a key role in designing, developing, and delivering mission-critical banking services across this ecosystem.
In this position...
You will help build the core banking backbone, including ledgers, transactions, product processing, and financial data integrity, using a cloud-native, event-driven architecture on Google Cloud Platform (GCP). This role will also help shape how Ford Credit integrates and extends Fiserv-powered banking capabilities across the broader digital banking landscape.

Requirements

• Bachelor's degree in Computer Science, Software Engineering, or related field. Master's degree preferred.
• 8+ years of professional software engineering experience.
• 3+ years in a technical lead or senior developer role delivering large-scale, mission-critical systems.
• Proven experience building or modernizing core banking systems or similar financial platforms such as ledgers, payments, lending, or deposits, where auditability and transactional correctness are critical.
• Strong hands-on expertise in Java / J2EE and Spring Boot, including Spring Security, Spring Data, and API design.
• Strong experience building integration layers and APIs across enterprise systems.
• Experience designing and operating cloud-native applications on GCP or AWS.
• Experience working with core banking platforms and integration patterns.
• Strong understanding of asynchronous processing and high-volume transaction systems.
• Experience with relational databases such as PostgreSQL/SQL, data modeling, and transactional integrity.
• Experience building secure systems that handle PII and financial data, including encryption and secure SDLC practices.

Nice To Haves

• Deep experience with Fiserv technologies, including DNA, Create Digital, Nautilus, or adjacent platform components.
• Experience with event streaming platforms such as Kafka or GCP Pub/Sub.
• Experience with file-based and batch integrations such as SFTP and enterprise file gateways like GECHub.
• Experience with identity and security patterns such as OAuth2 and SAML.
• Familiarity with observability tools for logging, tracing, and monitoring.
• Experience with CI/CD pipelines and DevOps practices.
• Experience working in regulated financial environments.

Responsibilities

• Design, develop, and deliver core banking capabilities including accounts, transactions, ledgers, interest calculations, and operational workflows, ensuring high integrity and correctness in a regulated environment.
• Lead the design and implementation of services and integrations across Fiserv DNA, Create Digital, Nautilus, and related banking platforms. Help define how Ford Credit leverages these platforms as part of its modern banking architecture.
• Design and implement robust integration layers across core banking, Fiserv platforms, digital channels, and enterprise systems using APIs, events, and file-based patterns.
• Build highly available, secure, and scalable services using Google Cloud Platform, including GKE/Cloud Run, Pub/Sub, Cloud SQL/PostgreSQL, Secret Manager, and Cloud Logging/Monitoring.
• Define and implement API standards as REST a including idempotency, versioning, and performance considerations across the banking ecosystem.
• Develop modular services using Java and Spring Boot, leveraging domain-driven design and well-bounded contexts.
• Build secure-by-default services for a regulated financial environment, including PII protection, encryption, audit trails, and least-privilege IAM.
• Contribute through hands-on coding, design reviews, and mentoring. Establish best practices for TDD, CI/CD pipelines, and automated quality gates.
• Define SLIs/SLOs and implement logging, monitoring, and distributed tracing. Lead root-cause analysis and drive reliability improvements.
• Translate product requirements into scalable technical designs and iterative delivery milestones while managing technical debt.
• Work closely with product, architecture, security, and vendor partners, including Fiserv and other strategic platform providers, to align solutions with platform capabilities and business outcomes.

Benefits

• Immediate medical, dental, vision and prescription drug coverage
• Flexible family care days, paid parental leave, new parent ramp-up programs, subsidized back-up child care and more
• Family building benefits including adoption and surrogacy expense reimbursement, fertility treatments, and more
• Vehicle discount program for employees and family members and management leases
• Tuition assistance
• Established and active employee resource groups
• Paid time off for individual and team community service
• A generous schedule of paid holidays, including the week between Christmas and New Year’s Day
• Paid time off and the option to purchase additional vacation time.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Number of Employees: 5,001-10,000 employees