Senior Settlements & Reinsurance Analyst

Incline P&C Group • Austin, TX

18h • Hybrid

About The Position

We are hiring a Senior Settlements & Reinsurance Analyst who can think, not just process. This role will grow with the company: in the near term, it anchors the settlements function alongside a Financial Settlements Manager; over time, it will sit within the Insurance Operations team and evolve into an expanded design and ownership role as the department scales.

What This Role Owns
You will own the flow of funds between Incline’s program partners, reinsurers, and legal entities, end to end. That means understanding the mechanics behind each settlement, not just executing the transaction, and driving your work to completion without waiting for direction on the routine or the ambiguous.
Settlement execution and ownership: Prepare and process reinsurance and program partner settlements in line with contractual terms and close deadlines. You are the person who knows why each cash movement exists and where it lands.
Root-cause diagnosis: When a reconciliation breaks, an entity looks wrong, or a transaction does not tie, you investigate before you act and understand what caused the original issue.
Reinsurance and fronting-carrier fluency: Apply working knowledge of program insurance economics, quota share, ceded and assumed positions, general agent disbursements and receipts, trust accounts, and the flow of funds among the fronting carrier, cedents, and reinsurers, to the day-to-day work.
Reconciliation and GL integrity: Own monthly settlement-account reconciliations across multiple entities. Identify open items, resolve them, and escalate only what genuinely needs escalation.
External-partner communication: Serve as a day-to-day point of contact for general agents, brokers reinsurers, and banking partners on settlement matters. Represent Incline professionally on calls and in email, clear, prepared, and take ownership to answer questions .
Systems and process improvement: Use Duck Creek, Workday, and our reporting tools well enough to spot when a manual step should be a system step. Propose and help implement improvements to templates, controls, reporting and documentation.
Reporting: Prepare monthly and quarterly settlement reporting for internal stakeholders and external partners. Assist with internal cashflow forecasting activities.

What Growth Looks Like
This role has meaningful room to expand. As the settlements function grows, the right person will have the opportunity to take on broader design and ownership work, process architecture, systems, reporting standards, and cross-functional partnership with reinsurance accounting and program management. We are hiring for capacity, not just the current job.

Requirements

• Independent problem-solving: Diagnose before acting; investigate context, transaction, counterparty, contract, and prior period when issues arise.
• Analytical thinking and contextual judgment: Hold and apply context across entities, adjacent programs, and moving parts; interpret complex data and apply accounting principles.
• Systems aptitude: Learn new systems by using them; comfortable in ERP and insurance platforms (Workday, Duck Creek, or comparable); proficient in Excel.
• Reinsurance and P&C program knowledge: Familiarity with fronting-carrier economics, quota share arrangements, ceded/assumed reinsurance mechanics, and general agent fund flows.
• Customer-facing communication: Represent the company well to external partners; clear, professional, prepared, and able to provide solutions independently.
• Continuous improvement and ownership: Notice and fix or flag fragile processes; take responsibility for outcomes.
• Resourceful and comfortable with ambiguity: Move work forward with incomplete information and ask sharp questions.
• 5+ years in accounting, financial operations, or insurance/reinsurance settlements.
• P&C program or fronting-carrier experience strongly preferred.
• Bachelor’s degree in Accounting, Finance, or a related field.
• Working experience with an ERP (Workday preferred) and an insurance system (Duck Creek preferred).
• Strong Excel skills required.

Nice To Haves

• CPA, CPA candidate, or advanced degree a plus.

Responsibilities

• Prepare and process reinsurance and program partner settlements in line with contractual terms and close deadlines.
• Investigate and understand the root cause of reconciliation breaks, incorrect entity balances, or transactions that do not tie.
• Apply working knowledge of program insurance economics, quota share, ceded and assumed positions, general agent disbursements and receipts, trust accounts, and the flow of funds among the fronting carrier, cedents, and reinsurers.
• Own monthly settlement-account reconciliations across multiple entities, identify open items, resolve them, and escalate only what genuinely needs escalation.
• Serve as a day-to-day point of contact for general agents, brokers reinsurers, and banking partners on settlement matters, representing Incline professionally.
• Spot when a manual step should be a system step using Duck Creek, Workday, and reporting tools, and propose and help implement improvements to templates, controls, reporting, and documentation.
• Prepare monthly and quarterly settlement reporting for internal stakeholders and external partners.
• Assist with internal cashflow forecasting activities.

Benefits

• This role will grow with the company.
• Opportunity to take on broader design and ownership work, process architecture, systems, reporting standards, and cross-functional partnership.
• Hiring for capacity, not just the current job.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior