Senior Risk Data Analyst - Remote

UnitedHealth Group•Draper, UT

1d•Remote

About The Position

The Optum Bank Senior Risk Data Analyst is responsible for producing high-quality risk analytics and regulatory reporting that support effective risk oversight across the Bank. The role focuses on transforming complex risk and portfolio data into meaningful metrics, reporting, and insights used by Risk leadership, internal committees, and regulators. Working closely with lending, investing, finance, and data stakeholders, the Senior Risk Data Analyst supports risk identification and monitoring across financial and non-financial risk areas by executing repeatable analytical workflows, maintaining sound data and reporting controls, and ensuring risk analytics are delivered in alignment with established governance standards and regulatory expectations. You’ll enjoy the flexibility to work remotely from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.

Requirements

Bachelor’s degree in quantitative discipline such as mathematics, physics, econometrics, computer science or engineering
3+ years of experience in a bank or other financial institution with duties focused on familiarity with financial products including commercial and consumer loan products, financial statements and credit ratings
3+ years of experience with programming for extract transform load (ETL) operations and data analysis using languages such as SQL and Python
3+ years of experience in developing data visualization and business intelligence solutions using tools such as Power BI or Tableau
3+ years of experience supporting second line governance activities, including risk assessments and change management initiatives
Advanced proficiency in PowerPoint and Excel for executive level reporting and analysis
Ability to travel 10%

Nice To Haves

Proven knowledge of banking products, processes, and regulations
Experience in second line of defense governance roles, in assessing and / or implementing change management programs at banking institutions
Regulatory experience or experience in assisting with regulatory examinations
Ability to interpret governmental regulations, regulatory guidance, and manuals
Ability to effectively interact with internal risk experts, business units and various stakeholders outside of Risk, including senior management
Proven solid written communication skills, organizational skills, and ability to manage multiple assignments concurrently

Responsibilities

Produce and maintain a comprehensive set of risk reports and presentations for regulators, internal risk committees, and senior leadership, in alignment with established reporting standards and governance expectations
Actively engage with lending and investing stakeholders to support credit risk identification and analysis related to portfolios, products, processes, and strategies
Deliver risk indicators, analytics & insights based on deep understanding of the Bank’s lending businesses, including clear observations and data-driven recommendations for Risk leadership.
Support the interpretation of internal and external policies and regulatory requirements as they relate to risk analytics and reporting output
Partner with internal and external data owners to identify, validate, and utilize data sources required for risk analytics and reporting, escalating data quality or availability issues as appropriate, in partnership with data owners
Execute risk reporting activities following established governance frameworks and control standards, and support control documentation, testing, and issue remediation as needed