Senior RIA Compliance Associate

Fruitful

6d•Hybrid

About The Position

Fruitful is the financial membership that transforms every paycheck into progress—guided by experts and powered by AI automation. Through our proprietary Money Map, Fruitful converts financial advice into a personalized money system that automates someone's entire financial life with a single click—closing the long-standing execution gap in financial planning. Members partner with a dedicated CERTIFIED FINANCIAL PLANNER® who designs and oversees their Money Map, allocating income across bills, spending, savings, and investments, putting their money on autopilot to drive measurable progress.Fruitful has the opportunity to be more affordable, accessible, and comprehensive than anyone in the industry, and it starts with a world-class product… Ready to help us build it? Compliance @ Fruitful We are seeking a nimble Senior RIA Compliance Associate in investment advisory / financial guidance. Your broad understanding of the financial regulatory landscape will support our development of innovative, best-in-class financial products and services for Fruitful Members. You will collaborate across teams to provide actionable regulatory compliance guidance and enhance our processes, training, and assessments.

Requirements

2+ years of experience in a compliance role, preferably within an RIA or consumer financial services sector.
Strong knowledge of and experience researching, interpreting, and applying key regulatory requirements, laws, and industry best practices (including but not limited to SEC, Investment Advisers Act, Securities Act, UDAAP, GLBA, BSA/AML, InfoSecurity Frameworks)
Experience in supporting Compliance Management Programs, Issue Management, Risk Assessment Methodologies, and Compliance Controls
Creative perspective for finding solutions that ensure the best experience for our Members
Independent problem solver that actively identifies areas of opportunity and/or need
Technology-forward with a continuous improvement mindset, leveraging new tools to optimize processes and solve operational challenges.
Excellent analytical, verbal and written communication skills
Desire to join a fast-moving, early-stage, mission-driven company

Nice To Haves

Fintech experience is a big plus

Responsibilities

Assist the Head of Compliance in the development and enhancement of the Compliance Program including maintaining policies and procedures and responding to regulatory complaints
Review marketing collateral, product copy, and other consumer facing communications for adherence to regulatory requirements, company standards and industry best practices
Provide compliance support to the Guidance Team in addressing member concerns, collaborating with relevant Fruitful teams
Provide guidance and ongoing support on managing compliance risks and applying compliance requirements to Fruitful products and services
Perform compliance testing and monitoring of compliance requirements and associated controls (e.g. investment adviser code of ethics, UDAAP, GLBA, BSA/AML)
Support regulatory filings like the ADV, exams, and information requests
Provide training and maintain registrations for the Guidance Team