Senior Regulatory & Filings Analyst-Legal

AmTrust Financial Services•Alpharetta, GA

About The Position

Leads end-to-end regulatory filing strategy and execution for property and specialty risk insurance products across multiple U.S. jurisdictions. Provides advanced regulatory analysis, interpreting complex statutes, bulletins, and DOI requirements to ensure compliant product design, rate structures, and market implementation. Acts as a technical subject matter expert partnering with Product, Underwriting, Actuarial, and Legal teams to develop compliant insurance programs.

Requirements

Leads end-to-end regulatory filing strategy and execution for property and specialty risk insurance products across multiple U.S. jurisdictions.
Provides advanced regulatory analysis, interpreting complex statutes, bulletins, and DOI requirements to ensure compliant product design, rate structures, and market implementation.
Acts as a technical subject matter expert partnering with Product, Underwriting, Actuarial, and Legal teams to develop compliant insurance programs.
Manage full filing lifecycle including drafting, submission, objection handling, approval, and implementation.
Prepare and submit complex filings (forms, rates, and rules) for new products, enhancements, and revisions.
Develop multi-state filing strategies aligned with regulatory requirements and business priorities.
Lead responses to regulator objections with technical, actuarial, and legal support.
Analyze state statutes, DOI bulletins, and regulatory frameworks impacting insurance and non-insurance products.
Conduct competitor filing analysis and assess compliance feasibility.
Monitor legislative and regulatory changes and translate into business guidance.
Partner with Underwriting and Actuarial to develop forms, endorsements, and rate structures.
Perform technical form reviews to ensure statutory compliance.
Provide regulatory guidance on product structure, disclosures, and state variations.
Serve as primary contact with DOIs for assigned filings.
Draft responses to objections with statute-based support.
Track and resolve regulatory issues to ensure timely approvals.
Utilize SERFF to prepare, submit, and manage filings.
Leverage internal systems for product configuration and policy issuance.
Participate in system enhancements, testing, and defect resolution.
Maintain structured filing and compliance documentation.
Lead cross-functional initiatives across Compliance, Legal, Product, and Actuarial.
Manage outsourced filing vendors and deliverables.
Track timelines, dependencies, and deliverables across projects.
Provide strategic regulatory recommendations.
Identify and assess compliance risks related to filings and products.
Support regulatory exams and audits.
Manage consumer complaints and DOI inquiries.
Develop training materials, SOPs, and documentation.
Identify and implement process improvements

Nice To Haves

Bachelor’s degree in Business, Risk Management, or related field (or equivalent experience).
Experience with specialty risk products such as GAP, service contracts, and renters.
Experience with policy administration systems (e.g., APAS / Salesforce).
Experience collaborating with Actuarial, Product, and Legal teams.

Responsibilities

Manage full filing lifecycle including drafting, submission, objection handling, approval, and implementation.
Prepare and submit complex filings (forms, rates, and rules) for new products, enhancements, and revisions.
Develop multi-state filing strategies aligned with regulatory requirements and business priorities.
Lead responses to regulator objections with technical, actuarial, and legal support.
Analyze state statutes, DOI bulletins, and regulatory frameworks impacting insurance and non-insurance products.
Conduct competitor filing analysis and assess compliance feasibility.
Monitor legislative and regulatory changes and translate into business guidance.
Partner with Underwriting and Actuarial to develop forms, endorsements, and rate structures.
Perform technical form reviews to ensure statutory compliance.
Provide regulatory guidance on product structure, disclosures, and state variations.
Serve as primary contact with DOIs for assigned filings.
Draft responses to objections with statute-based support.
Track and resolve regulatory issues to ensure timely approvals.
Utilize SERFF to prepare, submit, and manage filings.
Leverage internal systems for product configuration and policy issuance.
Participate in system enhancements, testing, and defect resolution.
Maintain structured filing and compliance documentation.
Lead cross-functional initiatives across Compliance, Legal, Product, and Actuarial.
Manage outsourced filing vendors and deliverables.
Track timelines, dependencies, and deliverables across projects.
Provide strategic regulatory recommendations.
Identify and assess compliance risks related to filings and products.
Support regulatory exams and audits.
Manage consumer complaints and DOI inquiries.
Develop training materials, SOPs, and documentation.
Identify and implement process improvements