Senior Reconciliation Analyst

Fiserv•Hagerstown, MD

2d•$62,000 - $85,000•Onsite

About The Position

As a Senior Reconciliation Analyst for Settlement Controls & Solutions (SCS), you will lead complex reconciliation activities that ensure accurate settlement and cash positioning for Fiserv and our clients. You will work closely with Treasury, operations, and technology partners to resolve discrepancies, enhance reconciliation processes, and support initiatives that improve financial accuracy, control, and client outcomes.

Requirements

Experience in accounting, bookkeeping, reconciliation, banking, finance, or a related discipline supporting daily financial processes.
Experience supporting project implementation, process improvements, or operational change initiatives within a financial, banking, payments and/or similar environment.
Advance proficiency in Microsoft Office Suite (Excel, Word)
4+ years of an equivalent combination of education, work and/or military experience
Must currently possess valid and unrestricted U.S. work authorization to be considered for this role. Individuals with temporary visas including, but not limited to, F-1 (OPT, CPT, STEM), H-1B, H-2, or TN, or any candidate requiring sponsorship, now or in the future, will not be considered for this role.

Nice To Haves

Bachelors degree in Finance, Accounting, Business, Economics or a related field
Knowledge of different card brands - VISA, Mastercard, AMEX, Discover.
Experience working with Data Analytics/Metrics
Experience in interpreting financial anomalies, reconciling financial records, identifying discrepancies, ensuring accurate treasury functions, and/or similar discipline
Experience with Microsoft Office 365, Power BI, SQL, or Power Automate
Specialized certifications such as CTP

Responsibilities

Own daily cash positioning across settlement accounts
Ensure funding sufficiency (DDA, fiduciary, sponsor bank accounts)
Escalate breaks impacting liquidity or credit utilization
Lead resolution of complex recon breaks impacting cash
Validate completeness/accuracy of settlement flows end-to-end
Execute and evidence key controls: cash positioning validation, funding adequacy checks, exception aging governance
Partner with Risk / Audit on testing and remediation
Perform trend analysis (balances, funding usage, break types)
Identify risk patterns (timing delays, funding gaps, concentration risk)
Interface with: Treasury (funding / credit limits), Ops (recon + exceptions), Tech (file failures, system impacts), Banks / partners when needed
Identify automation / tooling opportunities
Standardize cash management playbooks and procedures

Benefits

Fuel Your Life program to support your physical, financial, social, and emotional well-being
Paid holidays and generous time away policies
No-cost mental health support through Employee Assistance Programs
Living Proof program to recognize your peers’ extra effort with points redeemable for rewards
Eight Employee Resource Groups to foster a collaborative culture and expand your network
Unparalleled professional growth with training, development, and internal mobility opportunities
Medical, dental, vision, life, and disability insurance options available from day one
Retirement planning including 401k match and discounted shares with the Employee Stock Purchase Plan.
Tuition assistance and reimbursement program
Paid parental, caregiver, and military leave