Senior Product Owner, Cash and Liquidity

DriveWealth•Chicago, IL

2d•$190,000 - $210,000•Hybrid

About The Position

DriveWealth is seeking a Senior Product Owner, Cash & Liquidity Management (CLM) to take end-to-end ownership of the company's money movement and settlements product area. This includes deposits, withdrawals, instant funding, settlement, and supporting cash management capabilities. The role is focused on domain ownership and execution, requiring the individual to manage the roadmap and drive delivery across multiple workstreams concurrently. This position is crucial for enabling partners and their customers to invest by unifying fragmented initiatives into a reliable and scalable money movement and settlement system for global expansion. The ideal candidate will anticipate changes in payments and regulatory frameworks. Responsibilities include collaborating with partner-facing, engineering, and operations teams, and representing CLM in various product and leadership discussions. Success will be measured by partner adoption and production usage of the capabilities. The role requires an individual who is excited about growing impact through scope and influence, has a proven track record of owning and shipping multiple workstreams in parallel, possesses hands-on experience in defining and delivering new products, and demonstrates an ownership mindset to take over an existing roadmap from day one.

Requirements

7+ years of experience in product management, engineering, consulting, or founding a startup, with ownership in payments, settlement, treasury, or brokerage clearing infrastructure
Demonstrated end-to-end ownership of multi-faceted initiatives and delivering to production at scale.
A track record of setting and executing an area-level roadmap across multiple in-flight workstreams in parallel, not just shipping a single product
Proven ability to operate as a senior product owner who raises the standard around them — mentoring peers, setting the quality bar, and representing the area in cross-functional and leadership forums without holding a manager title
Exceptional written and verbal communication, with the ability to run partner-facing conversations, regulator-adjacent forums, and internal leadership updates
Experience analyzing data using SQL and relevant BI tools
Experience using AI tools to accelerate product discovery, definition, and development
Bachelor’s degree in computer science, engineering, finance, or equivalent experience
FINRA Securities Industry Essentials (SIE) completion, or a commitment to acquire within the first year (with support from your Manager)

Nice To Haves

Experience standing up money movement or settlement programs from scratch, not just iterating on inherited ones
Familiarity with the B2B2C correspondent / broker-as-a-service model, where partners are the primary customers and end retail customers sit upstream
Deep understanding of U.S. payments and clearing regulatory frameworks, exposure to global payment rails outside the U.S.
Experience unifying fragmented money movement or settlement stacks behind consistent APIs and data models
Background in broker-dealer treasury or clearing operations (reconciliation, exception handling, regulatory reporting) and identifying automation opportunities
An AI-native product mindset — regular use of tools like Claude, ChatGPT, or similar for PRD drafting, customer-call synthesis, data exploration, and prototyping

Responsibilities

Own the product vision, roadmap, and success metrics for money movement, settlements and adjacent cash management and tax capabilities
Personally execute across multiple in-flight workstreams in parallel — not just sequencing them from above, but shipping work yourself on the most strategically important ones
Rationalize how we expose money movement and settlement APIs and internal systems in support of our partner’s differing operating models, geographies and funding flows
Drive build-vs-buy, partner-vs-direct, prioritize tradeoffs, and re-sequence the roadmap under real constraints (regulatory deadlines, partner needs, engineering capacity)
Partner deeply with engineering, partner management, operations, treasury, and other domains to prioritize initiatives to balance regulatory risk, operational load, revenue impact, and time-to-market
Lead discovery with partners and prospects — understand blocking requirements, translate needs into sequenced roadmaps, push back on requests that don’t fit the platform, and communicate honest timelines and scope
Support global expansion of money movement capabilities as DriveWealth grows its partner footprint, including regional payment rails and jurisdiction-specific rules
Define and monitor adoption across the area — settlement success rate, time-to-funding, ACH return rate, instant-funding utilization, partner-reported blockers — and be willing to rework or sunset features that don’t drive adoption or business growth
Raise the standard of work shipped across Cash & Liquidity: mentor peer product owners, set the quality bar, and unblock adjacent teams