Senior Product Manager - Digital Payments

Citi • Irving, TX

1d • $114,720 - $172,080 • Hybrid

About The Position

The Senior Product Manager - Digital Payments will take ownership of the digital payment experience and shape the next generation of payments and transfers capabilities for clients around the world. This role is with Citi's Payments and Transfers product team leading roadmap strategy, digital adoption, and client-centric product delivery across a portfolio that includes ACH, Wires, Real-Time Payments, and embedded banking solutions. This work is at the intersection of client insight, competitive intelligence, and cross-functional collaboration to position Citi as the partner of choice for digital payments.

Requirements

• 6-10 years experience in product management with proven success in ownership of digital products across their full lifecycle.
• Hands-on experience with digital payment products and client journey mapping, with a clear ability to translate complex client needs into product solutions.
• Analytical capability to interpret both qualitative and quantitative data, identify customer pain points, and validate product decisions with evidence.
• Ability to manage shifting priorities independently, maintain delivery momentum under pressure, and adapt quickly when requirements change.
• Clear and concise written and verbal communication skills, with the ability to align cross-functional teams and senior stakeholders around product priorities.
• Experience working with third-party vendors or fintech partners within a regulated financial services environment.
• A bachelor's degree or equivalent university qualification is required.

Nice To Haves

• Background in product management, product development, marketing, acquisitions, or product analytics within financial services
• Familiarity with API-based product integrations or embedded banking models

Responsibilities

• Own and continuously enhance the end-to-end digital payment journey, spanning ACH and Wire Payments initiation, servicing, and reporting, to deliver seamless client experiences at scale.
• Lead the development and execution of strategic product roadmaps for Payments and Transfers capabilities, coordinating product launches, enhancements, and marketing to maximize business impact.
• Shape client value propositions, pricing strategies, segmentation, and channel positioning to strengthen Citi's competitive standing in the digital payments market.
• Partner with UX, technology, and analytics teams to translate client needs into scalable, intuitive digital solutions that measurably improve adoption and satisfaction.
• Analyze competitive landscapes, market trends, and client research to identify opportunities and inform product strategy and execution priorities.
• Apply qualitative and quantitative data to test product hypotheses, validate potential solutions, and guide decisions that improve client engagement and revenue performance.
• Coordinate digital integration efforts with fintech partners, third-party vendors, and internal technology teams to extend capabilities through APIs and embedded banking.
• Mentor newer team members and contribute to a performance-focused team environment where obstacles are resolved quickly and delivery remains on track.

Benefits

• medical
• dental & vision coverage
• 401(k)
• life, accident, and disability insurance
• wellness programs
• paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

What This Job Offers

• Job Type: Full-time
• Career Level: Senior