Senior Product Manager - Credit

Marqeta • Premium AND National, CA

3d • $120,600 - $163,100 • Remote

About The Position

As a Senior Product Manager on Marqeta's Credit team, you will own the end-to-end evolution of our credit platform—shaping the core services that power how clients launch and manage credit products at scale. You will partner closely with engineering, GTM, design, legal, and compliance to bring technically rigorous, market-ready features to life. At this level, you are a domain authority who drives platform strategy with precision, translates complex regulatory and architectural realities into clear product decisions, and earns trust from engineers and executives alike.
We work Flexible First. This role can be performed remotely only in one of our Premium or National locations, which you can review here.

Requirements

• 5+ years of product management experience focused on credit cards or lending, with a track record of owning complex platforms or backend product areas end-to-end.
• 5+ years of hands-on experience working with backend systems and APIs—able to engage fluently with engineering on system architecture, data models, and distributed services.
• Deep technical acumen across APIs, distributed systems, and modern production environments, with the ability to evaluate architectural trade-offs and contribute meaningfully to technical discussions.
• Exceptional communication skills—able to distill complex technical and regulatory topics into clear, actionable narratives for audiences ranging from backend engineers to external enterprise clients.
• Demonstrated ability to influence and collaborate at all levels of the organization.
• Working knowledge of regulatory and compliance considerations relevant to credit products, with comfort navigating legal and risk reviews as a core part of product delivery

Nice To Haves

• Familiarity with payment network rules, card scheme regulations, or broader payment technology best practices as they relate to credit product design and platform architecture.

Responsibilities

• Shape the Credit Platform Roadmap — Define and drive the multi-quarter strategy for credit platform core services, aligning prioritization with client needs, business objectives, and regulatory requirements.
• Define Requirements That Scale — Author detailed product requirements and technical documentation that guide engineering teams building robust backend systems, APIs, and data models for credit account management and transaction processing.
• Drive Cross-Functional Execution — Lead coordination across engineering, GTM, operations, legal, compliance, and risk to move new credit products and features from concept to market with rigor and accountability.
• Influence System Architecture — Collaborate directly with engineering on architectural decisions that affect account management, transaction processing, and data integrity, bringing product perspective to design trade-offs.
• Champion API Excellence — Ensure credit account APIs are designed for reliability, scalability, and seamless integration, enabling external customers to build confidently on the Marqeta platform.
• Own the Product Roadmap — Align feature prioritization across the credit domain with broader business goals and client roadmaps, making and defending trade-off decisions with clarity.
• Champion the Customer — Engage directly with external customers and internal stakeholders to surface needs, validate solutions, and ensure delivered features create measurable value.
• Make Data-Informed Decisions — Use analytics and product metrics to identify platform gaps, measure feature impact, and continuously sharpen prioritization across the credit roadmap.

Benefits

• Multiple health insurance options
• Flexible time off – take what you need
• Retirement savings program with company contribution and after tax contributions
• Equity in a publicly-traded company and an Employee Stock Purchase Program
• Family-forming benefits, fertility support and generous parental leave base salary top-up
• Free therapy sessions, financial and professional coaching, and legal advice
• Monthly stipend to support our remote work model
• Annual “development dollars” to support our people growth and development

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed