Senior Product Consultant, Group Insurance Underwriting

FJA-US Inc.•Rayne Township, PA

11d•$150,000 - $195,000•Hybrid

About The Position

The Senior Product Consultant, Group Insurance Underwriting is a newly created role established to support the Company's continued growth, product strategy, and evolving client needs. This unique opportunity allows you to help shape the role, influence product direction, contribute to the future development of the Company's applications, and partner with clients and cross-functional teams to drive meaningful business and product outcomes. This role serves as FJA's lead product and industry expert for Group Insurance underwriting, risk assessment, case evaluation, eligibility determination, underwriting operations, and related business practices. The Senior Product Consultant provides deep industry expertise to support product innovation, solution design, client implementations, and strategic initiatives across FJA's Group Insurance solutions. The position partners closely with Product, Engineering, Delivery, Sales, and client-facing teams to help ensure FJA's solutions align with real-world carrier underwriting methodologies, operational requirements, business objectives, regulatory considerations, and evolving industry practices. Acting as a trusted advisor to clients and internal stakeholders, the Senior Product Consultant provides guidance on underwriting processes, workflows, business rules, automation opportunities, modernization initiatives, and product strategy across Group Insurance products. The role also serves as a voice of the customer, bringing carrier and market perspectives into product planning, solution design, implementation, and strategic decision-making discussions. This position helps translate complex carrier underwriting concepts and practices into scalable, configurable software capabilities while supporting client implementations, enhancement initiatives, and business transformation efforts. The Senior Product Consultant also contributes to the future direction of FJA's solutions by providing industry insight, evaluating emerging trends, and identifying opportunities to enhance automation, efficiency, consistency, transparency, user experience, and business outcomes. This is a senior individual contributor role that combines industry expertise, client partnership, product influence, and hands-on execution across customer engagements and strategic initiatives. The position offers the opportunity to influence product strategy, contribute to the future development of FJA's solutions, and help shape how technology supports the evolving needs of the Group Insurance market. This position has no direct reports and does not include people-management responsibilities.

Requirements

High School Diploma or equivalent
College degree in Risk Management, Insurance, Business, Finance, Economics, Actuarial Science, Mathematics, Statistics, or a related field; or an equivalent combination of education, industry training, and directly relevant professional experience.
Minimum 10 years of Group Insurance underwriting experience within the insurance industry.
Minimum 10 years of experience supporting Group Insurance products, including Group Life, Disability, Absence, Supplemental Health, Dental, Vision, or related employee benefits products.
Minimum 10 years of experience applying underwriting methodologies, risk assessment practices, renewal processes, case management workflows, and related underwriting practices.
Minimum 10 years of experience working across multiple employer market segments.
Minimum 5 years of experience translating underwriting methodologies, business processes, operational requirements, and industry practices into business requirements, business rules, workflows, system capabilities, technology solutions, or process improvements.
Minimum 5 years of experience participating in system implementations, business transformation initiatives, operational modernization efforts, process improvement initiatives, or related projects.
Minimum 5 years of experience collaborating with cross-functional stakeholders, including underwriting, pricing, product management, sales, operations, implementation, engineering, technology, or other business teams to support business objectives and solution delivery.
Minimum 5 years of experience presenting information, facilitating discussions, and advising stakeholders on underwriting concepts, methodologies, operational practices, business considerations, and solution impacts.
Minimum 5 years of experience utilizing business productivity software, collaboration tools, data analysis tools, business applications, and technology platforms to support analysis, documentation, stakeholder engagement, presentations, decision-making, and solution delivery.
Active, valid, and unrestricted authorization to work in the United States at the time of hire and throughout employment, without any sponsorship, petition, or support from the Company.

Nice To Haves

Advanced coursework, professional training, or continuing education related to Group Insurance underwriting, risk assessment, insurance operations, employee benefits, finance, analytics, or related disciplines.
Professional certifications, industry designations, or specialized training relevant to Group Insurance underwriting, risk management, employee benefits, insurance operations, or related fields.
Working with Group Insurance underwriting, rating, quoting, or related insurance software solutions.
Working with underwriting automation tools, rules engines, workflow solutions, decision-support tools, insurance administration platforms, or similar technologies.
Working directly with insurance technology solution providers, software vendors, consulting organizations, or Insurtech companies.
Experience supporting digital transformation initiatives within an insurance carrier environment.
Experience in product management, business analysis, consulting, implementation leadership, or solution design roles.

Responsibilities

Serve as FJA's lead product and industry expert for Group Insurance underwriting, risk assessment, case evaluation, eligibility determination, underwriting operations, and related business practices.
Provide deep industry expertise to support product innovation, solution design, client implementations, and strategic initiatives across FJA's Group Insurance solutions.
Partner closely with Product, Engineering, Delivery, Sales, and client-facing teams to ensure FJA's solutions align with real-world carrier underwriting methodologies, operational requirements, business objectives, regulatory considerations, and evolving industry practices.
Act as a trusted advisor to clients and internal stakeholders, providing guidance on underwriting processes, workflows, business rules, automation opportunities, modernization initiatives, and product strategy across Group Insurance products.
Serve as a voice of the customer, bringing carrier and market perspectives into product planning, solution design, implementation, and strategic decision-making discussions.
Translate complex carrier underwriting concepts and practices into scalable, configurable software capabilities.
Support client implementations, enhancement initiatives, and business transformation efforts.
Contribute to the future direction of FJA's solutions by providing industry insight, evaluating emerging trends, and identifying opportunities to enhance automation, efficiency, consistency, transparency, user experience, and business outcomes.