Senior Pricing Analyst

DriveTime•Tempe, AZ

5d•Hybrid

About The Position

The Senior Pricing Analyst is responsible for optimizing loan pricing and origination risk strategies to maximize growth and profitability. This role blends strategic risk analytics, forecasting, and origination decisioning into a single, high-impact leadership position. You will own and evolve key pricing and forecasting frameworks used across the business, while leading a team of highly talented analysts. You’ll partner closely with Product, Data Science, Technology, Finance, and Operations to translate complex data into actionable strategies that directly influence sales, portfolio performance, and long-term profitability.

Requirements

Bachelor's or master's degree in a quantitative field such as economics, finance, statistics, engineering, or related hard science discipline.
3+ years of analytics experience (financial services industry preferred).
Strong understanding of data sources/warehouses, data mining and data analysis techniques preferably in SQL, R, Java, or Python programming languages.
Exceptional problem-solving skills, collaborative teamwork, intellectual horsepower, curiosity, initiative, and attention to detail.
Extensive experience using analysis to drive strategy, with consumer credit risk management experience being a plus.
Extensive experience performing data analysis and summarizing findings in executive-level presentations.
Ability to simplify complexity and communicate statistical and analytical concepts and findings to executive, operational, and technical audiences with appropriate levels of detail and emphasis.
Experienced project manager able to lead multiple initiatives simultaneously.
Experienced mentor.

Nice To Haves

Consumer credit risk management experience

Responsibilities

Design, enhance, and modernize loan pricing strategies that balance growth, risk, and profitability.
Leverage advanced quantitative and financial modeling to identify opportunities for improved pricing, segmentation, and risk-adjusted returns.
Translate ambiguous or emerging data into clear insights and executable pricing strategies.
Support and enhance origination decisioning frameworks, risk segmentation strategies, and pricing logic across the customer lifecycle.
Evaluate and integrate third-party data sources and analytical tools to strengthen risk assessment and pricing accuracy.
Identify opportunities to improve approval rates, customer flow, and loan performance through data-driven experimentation and analysis.
Lead, develop, and mentor a team of high-performing analysts, fostering a culture of curiosity, accountability, and continuous improvement.
Independently drive multiple high-impact initiatives from concept through execution.
Frequently present analytical findings and strategic recommendations to senior and executive leadership.
Partner cross-functionally with Retail, Marketing, Supply Chain, Finance, IT, Data Science, and Operations to implement scalable, enterprise-wide solutions.