Senior Portfolio Manager

East West Bank•Dallas, TX

About The Position

East West Bank is seeking a Portfolio Manager for the Healthcare Finance specialty lending group responsible for underwriting, credit monitoring and portfolio management. Primary responsibilities include analyzing financial data to determine the merits of loan requests, recommending structure, as well as identifying cross selling/referring opportunities of other services.

Requirements

Bachelor's degree or combination of education and directly related experience
7+ years healthcare lending experience in commercial banking and/or private credit and direct portfolio management and/or underwriting experience
Demonstrates strong underwriting, financial analysis and projection skills
Has strong understanding of credit policy and procedures and is able to accurately risk-rate loans/credits, evaluates both cash-flow and collateral-based loans/credits
Develop problem loan credit solutions
Has strong knowledge base in Treasury, FX and Derivative products and have demonstrated abilities in coordinating the resources of the bank to bring effective full service solutions to the company
Excellent presentation, verbal & written communication skills
Highly proficient in excel, modeling, etc.
Applicants must have legal authorization to work in the United States. We do not offer visa sponsorship at this time.

Responsibilities

Underwrite and manage structured revolving lines, real estate and cash flow leverage transactions according to the Bank establish guidelines and policies, working with the Relationship Manager.
Ongoing monitoring of credit/covenant compliance
Analyze and create financial loan memorandums to generate new loans and modifications.
Manage the renewal process by working with the Relationship Manager, the client and the credit department including increase/amendment/waiver
Partner with the Relationship Manager as the point of contact for the client; acting as a liaison to the credit department, the commercial support staff and other internal business partners
Ensure compliance with EWB regulatory and credit requirements
Responsible for credit risk and quality of the portfolio
Develop problem loan credit solutions
Ensure the portfolio administration and risk management of each client relationship follows established EWB credit policy, procedures, and business strategy as well as commercial and regulatory guidelines
Analyze financial data to determine the merits of specific loan requests and recommend structure as well as aggressively managing the client relationship
Responsible for credit risk and quality of the portfolio
Assist with due diligence/analysis with new client relationships and opportunity memos as appropriate
As appropriate with experience, assist in the development of junior bankers, credit analysts, and relationship associates
Make presentations on specific loans and participate in the bank's loan approval process, recommending approval and appropriate structure of credits.
Perform other administrative duties required for the maintenance of a portfolio of clients