Senior Portfolio Associate

Axos Bank • New York, NY

3d • Onsite

About The Position

The Senior Portfolio Associate supports Credit and Portfolio Management within the Fund Finance portfolio, managing a portfolio of subscription credit facilities and related lending products using a risk-based approach. This role is responsible for ongoing portfolio monitoring, transaction execution support, and financial analysis, while ensuring adherence to lending policies, documentation standards, and regulatory requirements.

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, or a related field
• 4+ years of experience in portfolio management, credit underwriting, or structuring within commercial lending, preferably with exposure to fund finance or specialty finance
• Strong understanding of lending structures, financial analysis, and credit risk principles
• Experience with borrowing bases, covenants, and loan documentation
• Advanced analytical, problem-solving, and organizational skills
• Ability to operate independently and manage deadlines in a high-volume environment

Responsibilities

• Review and validate Post Funding Covenant (PFC) audits, borrowing base certificates and loan/line advances. Escalating any complex issues or exceptions to management
• Conduct comprehensive loan reviews, collection of financial statements, financial statement spreading and the financial analysis of borrowers
• Routine monitoring of commercial credits by way of covenant tracking, servicing borrower inquires, and facilitating the gathering of essential portfolio data is essential
• Perform reporting and analysis on lending portfolio including monthly and quarterly data reports
• Maintain electronic loan files and prepares reporting on trends, ratios, and cash flow analysis
• Consult with customers to verify financial and credit transactions; respond to customer inquiries and resolves customer complaints
• Lead, develop and train Portfolio Analysts and Associates

Benefits

• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

What This Job Offers

• Job Type: Full-time
• Career Level: Senior