Senior Payments Test Automation Engineer

HCLTech • Either NJ or Charlotte, NJ

1d • Hybrid

About The Position

We are seeking an experienced Senior Payments Test Automation Engineer (8+ years of QA/automation experience) to lead payments testing efforts within a major Payments Modernization program. This role is crucial for ensuring quality across a complex, multi-rail payments processing platform undergoing transformation from legacy Mainframe systems to a cloud-native, real-time payments ecosystem. The candidate will combine deep banking/payments domain knowledge with advanced test automation skills (Java, Selenium, Playwright), excellent communication abilities, and an innovative mindset to leverage emerging technologies like Generative AI in testing processes. The role is client-facing and requires working effectively in a global, distributed team setting (collaborating across onshore/offshore teams).

Requirements

• 8+ years of professional experience in software test automation/QA, with a significant focus on banking or payments systems.
• Proven track record of leading QA/test automation efforts for complex, business-critical financial applications.
• Strong knowledge of banking and payments processes, including wire transfers, cross-border payments (SWIFT MT/MX), ISO 20022 message standards, and real-time payment systems (e.g., RTGS, SEPA, Fedwire, CHIPS).
• Ability to design test cases around various payment types and regulatory scenarios (e.g., MT to MX message conversions, reconciliation, reporting validations).

Nice To Haves

• Experience with Generative AI in testing processes.

Responsibilities

• Develop and implement comprehensive test strategies and plans for end-to-end payments processing scenarios, covering multiple payment types (e.g., domestic wires, SWIFT cross-border payments, ISO 20022 messages, real-time and batch payments) to ensure no “room for error” in critical financial transaction workflows.
• Identify testing scope, requirements, and success criteria for each release.
• Design and maintain robust, scalable test automation frameworks using Java-based tools and libraries.
• Leverage Selenium WebDriver, Playwright, and related frameworks to automate both UI and API testing.
• Ensure the framework supports functional, regression, and integration testing for a large-scale payments platform, enabling quick and reliable test execution.
• Create and execute automated test cases and test scripts that validate complex payment flows, data transformations, and reporting functionalities.
• Achieve high coverage across varied payment types (wire transfers, SWIFT/ISO 20022 messages like pacs.008, pacs.009, pain.001, camt.056, domestic networks like Fedwire, CHIPS) and ensure accurate verification of payment processing, compliance (e.g. format validations, data mapping), and reporting outputs.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed