Senior Medical Underwriter

OneFamily

10h

About The Position

Senior Medical Underwriter Beagle Street is growing, and we’re looking for an experienced Senior Medical Underwriter to help shape what comes next. This is a hands-on role focused on post-issue underwriting, with real scope to influence medical evidence strategy, processes, technology (including AI) and the day-to-day support we provide to colleagues across the business. If you thrive in a small, fast-paced environment, enjoy problem solving and improving how things work, we’d love to hear from you.

Requirements

• Current underwriting authority with strong, demonstrable expertise across Life, Critical Illness and TPD (Income Protection knowledge desirable).
• Proven experience supporting underwriting pilots and initiatives with third-party partners.
• Comfortable providing administrative and technical support to underwriting and claims assessment activities when needed.
• Solid understanding of key medical, underwriting and market developments in the UK life insurance sector.
• Confident responding to underwriting queries from internal stakeholders and external insurance/reinsurance partners.
• A track record of identifying, recommending and helping implement improvements to underwriting philosophy, processes and rules.
• Good knowledge of UK distribution, insurance and reinsurance markets.
• Excellent communication skills with the ability to engage effectively at all levels.
• Flexible, collaborative and keen to learn as our medical evidence strategy evolves.

Nice To Haves

• Income Protection knowledge desirable

Responsibilities

• Underwrite post-issue policies in line with agreed standards, identifying and addressing any material misrepresentation accurately and within agreed timescales.
• Support the development and implementation of medical evidence approaches and underwriting processes.
• Engage with and help adopt new technologies, including AI-driven underwriting tools.
• Provide coaching, guidance and audit feedback to the internal telephony sales team.
• Mentor junior underwriters through training, coaching and quality support.
• Identify and recommend improvements to underwriting rules, philosophy and ways of working.
• Act as a point of contact for pre- and post-sale underwriting queries.
• Support reinsurer relationships and contribute to internal and external audit activity.

Benefits

• Competitive salaries and a generous bonus scheme
• 25 days paid holiday, plus bank holidays
• Three paid days a year to volunteer at a local charity of your choice
• Healthcare
• life assurance
• pension contributions
• Training, team building and management development programmes
• Enhanced maternity, paternity and adoption leave

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed