Senior Manager, Strategic Finance

Chime Financial, Inc•San Francisco, CA

1d•Hybrid

About The Position

We’re seeking a Senior Finance Manager, Payments to own the Cost of Revenue function at Chime! In this role, you will play a critical part in ensuring forecasting accuracy while driving forward high-impact strategic and financial initiatives. You’ll partner closely with business leaders and finance team members to provide insights, influence decision-making, and help shape Chime’s financial strategy. As the leader of the Cost of Revenue function at Chime, you will own the strategy, execution, and continuous improvement of COR forecasting and financial operations. You will build and lead a high-performing team, setting the vision for how we think about cost structure and the tradeoffs between revenue growth and cost efficiency across the business. You will serve as a trusted strategic partner to senior leaders across Product, Banking Partnerships, Data, Engineering, and Accounting going beyond forecast accuracy to shape how Chime evaluates the financial viability and economics of new product launches, features, and initiatives. You'll instill frameworks that help cross-functional partners understand cost implications early in the decision-making process, ensuring financial rigor is embedded in how we build and scale. You will lead coverage of key COR areas including processing, network, and bank-related costs, bringing a deep understanding of the drivers including transaction volume, pricing dynamics, vendor relationships, and product evolution that influence our cost structure. In this capacity, you will also play an active role in vendor contract negotiations and renewals, partnering with Legal, Procurement, and business stakeholders to optimize terms and drive cost efficiency at scale. You will oversee the monthly close process in partnership with Accounting, ensuring the integrity of actuals, variance explanations, and financial reporting across all COR categories. Beyond the close, you will drive the bottoms-up planning process and establish scalable, repeatable forecasting frameworks — leveraging AI and automation to enhance precision, reduce manual effort, and position the team to operate effectively as Chime grows. The base salary offered for this role and level of experience will begin at $173,000 and up to $240,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

Requirements

Minimum 8+ years of Finance/FP&A, investment banking, Big 4 accounting/advisory, or consulting experience
Bachelor's Degree, or equivalent degree in Finance, Accounting, Economics or other relevant field
Proven experience leading and developing high-performing finance teams, with the ability to set vision, coach talent, and drive accountability
Track record of owning end-to-end budgeting, forecasting, and financial modeling with a strong emphasis on accuracy, scalability, and business impact
Demonstrated ability to influence senior stakeholders and drive cross-functional alignment on complex financial and strategic decisions
Strong process-improvement mindset with demonstrated ability to leverage AI and automation to scale finance workflows and improve forecasting precision and turnaround time
Experience identifying, designing, or deploying AI-driven use cases within finance workflows such as forecasting automation, reporting acceleration, variance analysis, or scenario modeling
Advanced G-Suite, Microsoft Excel, Word, and presentation tools (PowerPoint, G-Slides) skills required

Nice To Haves

Pigment, Netsuite, Looker, Workday, SQL, Snowflake, Python/coding tools, and direct experience with Cost of Revenue, transaction economics, or vendor contract management

Responsibilities

Lead and evolve the COR forecasting function, setting the strategic direction for how we incorporate key drivers such as transaction volumes, pricing dynamics, vendor changes, and product evolution into our financial models
Own the development and continuous improvement of Cost of Revenue reporting and dashboards, ensuring senior business and finance leaders have timely, accurate visibility into vendor costs, transaction drivers, and overall COR performance
Act as a senior cross-functional partner to leaders across Product, Data, Engineering, and Accounting, driving financial accountability and influencing key decisions with rigorous analysis and clear cost frameworks
Lead the monthly close process in partnership with Accounting, owning variance explanations, performance narratives, and financial accuracy across all COR categories
Champion the adoption of AI and automation across the COR function, identifying and deploying scalable solutions that improve data quality, forecasting precision, and reporting efficiency to support Chime's growth
Drive strategic initiatives and ad hoc analyses across COR, identifying optimization opportunities and translating findings into actionable recommendations for senior leadership

Benefits

bonus
competitive equity package
401k match
medical, dental, vision, life, and disability benefits
Generous vacation policy
company-wide Chime Days
company-wide paid days off
1% of your time off to support local community organizations of your choice
Annual wellness stipend
Up to 24 weeks of paid parental leave for birthing parents
12 weeks of paid parental leave for non-birthing parents
Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!