Senior Manager, Senior Counsel - Financial Services Legal Team (Hybrid)

Capital One • Plano, TX

14d • Hybrid

About The Position

As a Senior Counsel on the Financial Services Legal Team, you will apply your strategic and analytical skills to major challenges and significant business initiatives as a member of Capital One’s Financial Services (“FS”) Division. Capital One’s FS Division is a leader and pioneer in the auto finance and technology industries specializing in the delivery of AI, machine learning, and other tech-enabled products and solutions. You will serve in a key role supporting and advising the business in our pursuit to dream, disrupt, and deliver solutions for consumers, dealers, and partners. As a member of the FS Legal Team, you will partner with a passionate and customer-centric business that is fueling the future of one of the nation’s largest indirect auto-finance companies. Within this role, you’ll be a true counselor to the business and have the opportunity to advise analysts, technologists, designers, and marketers across FS who are tasked with strategizing and building innovative solutions to division-wide challenges and designing products and content central to helping cultivate Capital One’s iconic and nationally-recognized brand. This is an opportunity to identify complex risks, solve problems, and help shape dynamic strategies that directly impact our customers and internal business partners. You will build innovative solutions and services, counsel the business on a wide range of issues—from consumer-finance laws and regulations to strategy, data, and risk—all within a highly collaborative environment. We value your insight, encourage you to take on new responsibility, and reward continuous learning and intellectual curiosity, positioning you for an exciting career with a leading player in the financial services industry.

Requirements

• Juris Doctor from an accredited law school
• Active member in good standing of at least one state bar
• At least 4 years of experience at a law firm, at a government agency, as a military judge advocate, or as in-house counsel

Nice To Haves

• 3+ years of experience in advising financial-services or technology companies
• 3+ years of experience working as an attorney on data, marketing, product development, or technology
• Experience advising companies on matters of regulatory compliance, including with UDAAP, the FCRA, GLBA, ECOA, and TILA
• Ability to work effectively both in teams and independently, make effective and integrated decisions, and collaborate effectively at all levels in the company
• Ability to deal with ambiguous situations, complex concepts, and details
• Excellent written and oral communication skills with the ability to influence others
• Strong analytical and problem-solving skills
• Strong executive communication skills
• Impeccable written and oral communication credentials
• Strategic-influencing skills and the ability to drive consensus across diverse teams through exercising sound judgment and employing interpersonal and negotiation capabilities
• The ability to take complex ideas/problems and break them down into simple and digestible concepts/solutions
• A successful track record of thriving and leading with heart, hunger, humility, and horsepower in a fast-paced, entrepreneurial, and dynamic environment.
• Understanding of the law (e.g., data privacy, IP, antitrust, TILA/Reg Z, ECOA/Reg B, FCRA/Reg V, UDAAP)
• Understanding of the business and the auto industry
• Knowledge of technology itself (APIs, AI, OSS, machine learning)
• Innate desire to learn
• Appreciation for dynamic business intent, regulatory requirements, and legal guardrails and best practices
• Fluidly transition between legalese and developer speak, and do so comfortably with analysts and senior executives alike.
• Ownership mindset
• Thirst to understand what you’re reading about – a “learning mindset” – that focuses on how to change the world in awesome ways rather than merely reciting statutes and regulations.
• Intellectual curiosity, particularly when combined with a “we’ll figure out a way” attitude.

Responsibilities

• Understanding technology, the auto finance business, and the rapidly evolving landscapes for both, fostering innovation through an understanding of the applicable laws, and charting a course for rolling out, marketing, selling, and negotiating agreements for innovative products where no clear roadmap exists.
• Translating legal concepts (e.g., data privacy, IP, antitrust, TILA/Reg Z, ECOA/Reg B, FCRA/Reg V, UDAAP) into understandable terms for business and technology teams, and vice versa.
• Working hand-in-hand with the business to solve problems in flight, demonstrating an ownership mindset and viewing oneself as part of the business team.
• Collaborating closely with colleagues across the Legal Department to fully vet and scale risk, pushing responsible innovation in challenging gray areas.

Benefits

• Comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being.
• Performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI).

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: Ph.D. or professional degree