Senior Manager, Risk Platforms

CIBC • Toronto, ON

5d • Hybrid

About The Position

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. As the Senior Manager, Risk Platform, you will lead the end-to-end configuration, administration, and performance of CIBC’s credit risk adjudication platforms, supporting additional systems as required. Your expertise will drive profitable growth across lending portfolios by maintaining data integrity and optimizing system performance. You will lead projects and initiatives related to Real Estate Secured Lending (RESL), Unsecured Lending, and Credit Card adjudication. This role offers the opportunity to make a meaningful impact on CIBC’s risk management practices and client experience. The Senior Manager must be proficient in SQL or Python, with strong knowledge of SAS. Structural/Rule-based programming, JAVA or other programming languages is an asset. Knowledge of systems such as FICO, PEGE (CASA, Compass), Decision Manager, Provenir and Databricks is also considered an asset. The role requires strong technical skills in system configuration, data management, and performance analytics, as well as excellent collaboration, communication, and leadership abilities. At CIBC we enable the work environment most optimal for you to thrive in your role. You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 1-3 days per week on-site, while other days will be remote.

Requirements

• Bachelor’s degree in business, Finance, Computer Science, or related field, or equivalent experience in credit risk management, platform administration, and system optimization within a financial institution.
• Strong technical skills in system configuration, data management, and performance analytics.
• Proficient in either SQL, SAS or Python, with strong knowledge of Structural/Rule-based programming and XML/JASON.
• Deep knowledge of credit risk.
• Strong expertise in Lending and Credit Card Adjudication, credit risk management, portfolio performance strategies, and scorecards, with demonstrated experience in a retail risk management environment.
• Understand various lines of business, products, services, delivery channels, and new technologies to identify and assess risks.
• Skilled at preparing business process documentation aligned with the risk control framework.
• Well-developed analytical skills, able to conceptualize, research, compile, and translate findings into meaningful strategies or recommendations.
• Collaborate with stakeholders across business units, technology, and risk management to ensure effective platform integration and performance.
• Embrace and champion change. You continuously evolve your thinking and approach to deliver your best and support innovation.
• Bring your authentic self to work and live our values of trust, teamwork, and accountability.

Nice To Haves

• JAVA or other programming languages is an asset.
• Knowledge of systems such as FICO, PEGE (CASA, Compass), Decision Manager, Provenir and Databricks is also considered an asset.
• Knowledge of systems used for cards, mortgages, and personal lending such as FICO Platforms, PEGA (CASA, Compass), Decision Manager, Provenir, or Databricks is an asset.

Responsibilities

• Lead the configuration such as rule coding, testing, administration, and ongoing performance management of credit risk adjudication platforms, ensuring alignment with CIBC’s business strategy and risk appetite of various lending products.
• Collaborate with partners to collectively manage the overall risk profile and control framework through the development and maintenance of risk platforms.
• Use data-driven processes to effectively lead and manage system implementations and changes.
• Exercise strategic vision and act as a change agent for Risk Analytics and Credit Decisioning, leading change to optimize effectiveness and achieve objectives.
• Build and maintain strong partnerships with key stakeholders across Risk, Product, Technology, Marketing, and Operations.
• Coordinate risk activities and work toward common goals.

Benefits

• competitive salary
• incentive pay
• banking benefits
• a benefits program
• defined benefit pension plan
• an employee share purchase plan
• a vacation offering
• wellbeing support
• MomentMakers, our social, points-based recognition program
• Purpose Day; a paid day off dedicated for you to use to invest in your growth and development

What This Job Offers

• Job Type: Full-time
• Career Level: Senior