Senior Manager, Payments Risk

Dutchie

2d • $130,000 - $178,000

About The Position

Dutchie is hiring a Senior Manager, Payments Risk to own the systems, models, and cross-functional programs that keep loss, returns, and fraud down while keeping good users moving. This is a hands-on role for someone who is happiest in the data. You'll do the analytical work yourself and set direction for the analysts on your team. You'll own our core risk tooling, partner directly with Product and Engineering to ship risk controls, and lead risk-reduction projects cross-functionally with ACH Operations. This is a role where you dive into the data and help set strategy.

Requirements

• 5+ years in payments risk / fraud, with demonstrated ownership of loss and fraud outcomes and the metrics to prove it
• Strong data analysis chops — you write your own Python and SQL and are comfortable working directly against a data warehouse. This is not a role that hands analysis off.
• This is a player-coach role: a strong individual contributor who also leads a small team we expect to grow. You'll stay hands-on in the data while managing an analyst and scaling the team as the function matures.
• Genuine curiosity and a bias for getting into the weeds.
• "AI-forward" in practice: you've used LLMs and modern tooling to accelerate investigation, analysis, or controls.

Nice To Haves

• Prior experience leading a payments risk or fraud team at a fintech or payments company is strongly preferred.
• Experience at a fintech operating an ACH product

Responsibilities

• End-to-end ownership of Sift and Plaid Signal — rules, models, thresholds, score tuning, and the feedback loops that keep them sharp. You'll treat these as products you continuously improve, not tools you configure once.
• Design and stand up controls that block fraudulent users while balancing good-user friction.
• Own the metrics and report progress on loss, returns, and fraud reduction.
• Lead risk-related initiatives with ACH Operations and drive them to measurable outcomes.
• Work directly with PMs and engineers bringing the data and the "why" to every conversation, not just requirements.

Benefits

• Full medical benefits including dental and vision plans to ensure you always have the best care.
• Equity packages in the form of stock options to all employees.
• Technology (hardware, software, reading materials, etc..) allowance
• Flexible vacation and sick days

What This Job Offers

• Job Type: Full-time
• Career Level: Manager
• Education Level: No Education Listed