Senior Manager, Capital & Liquidity Management
About The Position
Wealthsimple is Canada’s leading financial innovator, offering a full suite of simple, sophisticated financial products. The Finance team is responsible for making informed decisions by partnering with business leaders. Within Finance, the Treasury team manages Wealthsimple's capital and liquidity across multiple legal entities, operating at the intersection of financial risk, regulatory requirements, and business strategy. This is a senior role focused on end-to-end capital and liquidity management, acting as a strategic advisor and supporting the Director in leading the team. The role involves owning capital strategy, translating complex financial dynamics into clear recommendations, and building the necessary frameworks and capabilities for the Treasury function to scale.
Requirements
- 9+ years of capital and liquidity management and balance sheet experience at a financial institution or fintech (ideally a broker-dealer)
- Deep knowledge of capital structure, asset liability management, asset risk assessments, and balance sheet optimization
- Strong understanding of regulatory capital requirements for a broker-dealer, and general capital ratio concepts
- Prior experience in capital and liquidity planning and forecasting, capital budgeting and allocation, and stress testing
- A genuine interest in technology and creative problem-solving — you find better ways to do things, not just faster ways to do the same things
- Strong analytical and problem-solving skills with superior attention to detail
- Strong communication skills and the ability to explain complex Treasury concepts clearly to non-Treasury audiences
Nice To Haves
- Experience working in a high-growth or scaling fintech environment
- Exposure to multi-entity or multi-jurisdictional capital structures
- Prior experience in a leadership capacity (leading a team)
- Hand on experience driving AI adoption and implementation (financial modeling, data analytics and process/workflow improvement). Curious about how AI is changing financial analysis, and motivated to lead that evolution on your team rather than watch it from a distance
Responsibilities
- Own capital and liquidity management across Wealthsimple's material legal entities — including board/management reporting, planning, forecasting, allocation, and optimization
- Drive capital allocation strategy, including return and cost of capital analysis, asset risk assessment, stress testing, and funding strategy to support growth and scalability
- Maintain and monitor internal and external capital requirement ratios, keeping positions within our risk appetite; lead periodic reviews and recalibrations of the capital risk limits framework
- Enhance and maintain Wealthsimple's balance sheet & funding strategy, capital & liquidity policies and risk management framework
- Act as a subject matter expert on Treasury modelling, stress testing, and scenario design — and provide thought leadership on how AI can strengthen these capabilities across the function
- Work closely with FP&A, product leaders, regulatory reporting teams, legal, and compliance as a trusted advisor on capital and liquidity decisions
- Support the Director in leading and developing the Treasury team as it scales
Benefits
- Top-tier health benefits and life insurance
- Long-term group savings with employer match, through Wealthsimple for Business
- 20 vacation days, 4 wellness days, and unlimited sick and mental health days per year
- 90 days away: work outside Canada for up to 90 days per year
- Employee resource groups, including Rainbow (2SLGBTQ), Women of WS, and Black at WS
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
No Education Listed
