Senior Manager, AML/BSA Officer

Mission Lane

3d•Hybrid

About The Position

Mission Lane is seeking a Senior Manager, AML/BSA Officer to take full ownership of the company's AML/BSA Program as the designated AML/BSA Officer. This is a "build" role focused on establishing Mission Lane's second-line AML/BSA function as the bank charter becomes operational. The role requires operating with independence, exercising judgment on risk escalation to senior management and the Risk Committee of the Board, and serving as the primary point of contact for examiners and regulators on AML/BSA matters. The position will also provide second-line oversight support for OFAC, fraud, and related financial crimes programs in collaboration with other departments.

Requirements

5+ years of AML/BSA experience, including 3+ years administering AML/BSA programs and interacting directly with regulators
Active CAMS certification
Strong knowledge of AML/BSA laws and regulations and financial services regulatory compliance frameworks, including second-line oversight and effective challenge expectations
Proven ability to independently manage investigations and SAR filings
Experience managing and developing a team of compliance or risk professionals
Strong written and verbal communication skills, including experience delivering executive-level reporting and presentations
Ability to manage multiple priorities in a fast-paced, highly regulated environment

Nice To Haves

Experience building or maturing an AML/BSA program before, and knowing what it takes to earn credibility with examiners, regulators, and business partners
Ability to operate independently and know when to escalate issues to senior leadership or the Board without extensive structure
Ability to translate dense regulatory requirements into actionable business guidance
Skill in asking difficult questions in a trust-building manner
Motivation for establishing a program from the ground up
Experience standing up or maturing an AML/BSA program at a de novo bank or newly chartered institution
Experience in a credit card or consumer lending environment
Familiarity with data visualization tools (e.g., Tableau) for regulatory and Board reporting
Experience supporting OFAC or broader financial crimes programs in addition to AML/BSA

Responsibilities

End-to-end execution of Mission Lane’s AML/BSA Program as our designated AML/BSA Officer
Suspicious activity investigations, escalations, and SAR filings
Independent, second-line judgment on AML/BSA risk, including direct escalation of material issues to senior management and the Risk Committee of the Board
AML/BSA risk assessments, and remediation tracked through to closure
Regular and ad hoc reporting to senior management and the Board on program effectiveness and SAR activity
The primary relationship with examiners and auditors on AML/BSA matters
Second-line oversight support for OFAC, fraud, and related financial crimes programs, in partnership with Customer Operations, Risk, and Legal