Senior Lead Product Manager

Wells Fargo & Company•San Mateo, CA

3d•$139,000 - $260,000•Hybrid

About The Position

Wells Fargo is seeking a Senior Lead Product Manager to lead the strategy, development, and modernization of Business Banking secured lending products, with a focus on commercial real estate-backed lending, underwriting, risk management, and transformation. This role will partner with Credit, Risk, Technology, and Business Banking leaders to drive product strategy, enhance customer and banker experiences, and deliver scalable solutions that support portfolio growth while maintaining strong credit quality and regulatory compliance. The ideal candidate brings expertise in secured lending, credit policy, business banking, product strategy, financial analysis, risk management, Agile delivery, and technology roadmaps, along with the ability to lead complex cross-functional initiatives in a highly matrixed and regulated environment.

Requirements

7+ years of Product Management, product development, strategic planning, process management, change delivery, or agile product owner experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Nice To Haves

4+ years of experience within financial services, banking, business banking, commercial banking, or lending products.
Experience managing secured lending products and working closely with underwriting and credit functions.
Strong understanding of regulatory and risk management requirements within banking and lending environments.
Experience developing and executing product strategies, roadmaps, and product modernization initiatives.
Knowledge of lending platforms, account origination systems, servicing platforms, and related technologies.
Strong financial acumen with experience building business cases, profitability analyses, and investment recommendations.
Experience partnering with data architecture, analytics, and technology teams to support product development and decision-making.
Experience working with Agile teams and applying Design Thinking methodologies.
Exceptional written, verbal, presentation, and stakeholder management skills.
Demonstrated ability to lead cross-functional initiatives across Product, Technology, Risk, Operations, Marketing, and Finance.
Experience with secured lending products including real estate-secured lending.
Experience leading large-scale system transformation or technology modernization initiatives.
Knowledge of lending compliance, regulatory frameworks, and audit processes.
Experience managing vendor relationships and third-party technology solutions.
Experience using customer insights, market analysis, and product performance metrics to drive product decisions.

Responsibilities

Lead the strategic direction, vision, roadmap, and lifecycle management of business banking commercial real estate lending products.
Develop and enhance products and features that support the credit and financing needs of Business Banking customers.
Optimize customer experiences across account origination, servicing, and ongoing account management.
Execute acquisition and growth strategies, including sales team engagement, communication plans, targeting strategies, and digital channel enhancements.
Design and implement customer management programs that improve retention, engagement, and portfolio profitability.
Develop pricing strategies, product policies, credit strategies and profitability management frameworks.
Build business cases and financial analyses supporting product investments, modernization efforts, and new product opportunities.
Partner with Product Heads and executive leadership to achieve strategic and growth objectives.
Collaborate with Technology teams to establish and execute system roadmaps, including modernization and enhancement initiatives.
Drive Agile and Design Thinking methodologies throughout the product development lifecycle.
Define product requirements, prioritize backlogs, establish KPIs, and guide cross-functional teams through delivery.
Partner with Data Architecture and Technology teams to improve data quality, reporting capabilities, and analytical insights across lending platforms.
Support technology implementations that improve operational efficiency, scalability, and competitive positioning.
Serve as a subject matter expert for commercial real estate lending products, ensuring product collateral, communications, and training materials are accurate, customer-focused, and compliant.
Manage regulatory, compliance, and operational risks while supporting internal and external audits.