Senior Lead Architect - Card Present

JPMorgan Chase & Co.•Plano, TX

About The Position

As a Senior Lead Architect at JPMorganChase within the Commercial & Investment Bank (Payments Technology), you are an integral part of a team that works to develop high-quality architecture solutions for various software applications and platform products. You drive significant business impact and help shape the target state architecture through your capabilities in multiple architecture domains.

Requirements

Formal training or certification on architecture concepts and 5+ years applied experience
Hands-on practical experience delivering system design, application development, testing, and operational stability
Advanced in one or more programming languages and deep expertise in software architecture, applications, and technical processes within one or more technical disciplines (e.g., cloud, artificial intelligence, machine learning, mobile)
Demonstrated experience applying enterprise-authorized AI capabilities within the work environment in architecture and engineering workflows with strong validation habits and awareness of data sensitivity
Ability to evaluate and integrate AI-enabled capabilities into enterprise-grade architectures while meeting resiliency, security, and auditability requirements
Ability to tackle design and functionality problems independently with little to no oversight
Ability to evaluate current and emerging technologies to select or recommend the best solutions for the future state architecture
Strong judgment and communication skills to influence technical direction across teams

Nice To Haves

Experience in point-of-sale systems and card-present processing
Experience in device and estate management
Strategic mindset in acquiring payments business, including value-added services for optimizing payments, risk, vault, tokenization, and other payment protection solutions such as encryption and 3D Secure
Experience with in-store or eCommerce merchant payments

Responsibilities

Represent a product family in technical governance bodies and propose improvements to architecture governance practices
Regularly provide technical guidance and direction to support the business and its technical teams, contractors, and vendors
Leverage enterprise-authorized AI capabilities within the work environment to accelerate architecture analysis and decisioning across the product family, with human-in-the-loop validation and appropriate handling of sensitive data
Guide evaluation of current and new technologies using existing standards and frameworks, influencing peers and decision-makers to adopt leading-edge solutions where appropriate
Drive decisions that influence product design, application functionality, and technical operations and processes
Develop secure and high-quality production code, and review and debug code written by others
Serve as a function-wide subject matter expert and contribute to the engineering community as an advocate of firmwide software development lifecycle frameworks and practices
Establish reuse-first AI-enabled engineering patterns and governance across software development lifecycle and toolchain practices, ensuring traceability, auditability, resiliency, and security controls